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  • FIRST POST
    • bobdilan
    • By bobdilan 13th Jan 19, 2:19 PM
    • 4Posts
    • 1Thanks
    bobdilan
    Transfer from HTB ISA to LISA or can I have two ISA?
    • #1
    • 13th Jan 19, 2:19 PM
    Transfer from HTB ISA to LISA or can I have two ISA? 13th Jan 19 at 2:19 PM
    Hi all,

    I'm not sure where to post this, so apologies if this is the wrong place. I have a HTB ISA which I've been paying into for a while now, around 5,800 added in. However, I was hoping to buy a property much sooner and would have gone for the LISA if I had known. My situation now is I'm likely to buy now around September 2019, but wondered if it might be better to open a LISA and wait 12 months (so Jan 2020) to buy somewhere.

    My question is, would I be able to use the contributed funds from both ISAs? I understand the bonus' would only be added from one ISA and after completion but is it still possible to use both to contribute towards the mortgage deposit? I could transfer over 4000 as a lump sum but would be missing out on the 1800 which I've put in?

    Thanks

    Bob
Page 1
    • Alexland
    • By Alexland 13th Jan 19, 2:29 PM
    • 4,192 Posts
    • 3,505 Thanks
    Alexland
    • #2
    • 13th Jan 19, 2:29 PM
    • #2
    • 13th Jan 19, 2:29 PM
    Duplicate post, answered on original post:

    https://forums.moneysavingexpert.com/showthread.php?t=5371330&page=83#1642
    • bobdilan
    • By bobdilan 13th Jan 19, 2:49 PM
    • 4 Posts
    • 1 Thanks
    bobdilan
    • #3
    • 13th Jan 19, 2:49 PM
    Opps
    • #3
    • 13th Jan 19, 2:49 PM
    Sorry I wasn't sure where the best place to post my question was. Shall I delete this thread?
    • Alexland
    • By Alexland 13th Jan 19, 4:34 PM
    • 4,192 Posts
    • 3,505 Thanks
    Alexland
    • #4
    • 13th Jan 19, 4:34 PM
    • #4
    • 13th Jan 19, 4:34 PM
    Nah it's fine and I don't think you can delete top posts anyway.
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