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  • FIRST POST
    • newuser78
    • By newuser78 10th Aug 18, 1:31 PM
    • 186Posts
    • 35Thanks
    newuser78
    Bankruptcy - contents insurance?
    • #1
    • 10th Aug 18, 1:31 PM
    Bankruptcy - contents insurance? 10th Aug 18 at 1:31 PM
    I am on the hunt for a contents insurance for my flat - and was surprised that MoneySupermarket (guide) was asking the following questions:

    By pressing "Get results" you're agreeing to our terms and conditions, privacy policy, you have read this information about our service and confirming that you and anyone living with you:
    ...
    - Have not been declared bankrupt.
    Is this for active/current bankruptcy only or for any bankruptcy even if it took place over 10 years ago? In 2014, my bankruptcy was erased from my credit files and all is good since with credit reports, etc.

    Many thanks in advance.
Page 1
    • paddyandstumpy
    • By paddyandstumpy 10th Aug 18, 1:53 PM
    • 1,106 Posts
    • 576 Thanks
    paddyandstumpy
    • #2
    • 10th Aug 18, 1:53 PM
    • #2
    • 10th Aug 18, 1:53 PM
    As the question isn't time limited you should declare it.
    • Nasqueron
    • By Nasqueron 10th Aug 18, 2:54 PM
    • 5,206 Posts
    • 3,149 Thanks
    Nasqueron
    • #3
    • 10th Aug 18, 2:54 PM
    • #3
    • 10th Aug 18, 2:54 PM
    Even if bankruptcy drops off your credit record it is a matter of public record on the register. Don't be tempted to lie about it. See a local insurance broker for advice
    • luvchocolate
    • By luvchocolate 10th Aug 18, 3:06 PM
    • 1,593 Posts
    • 1,441 Thanks
    luvchocolate
    • #4
    • 10th Aug 18, 3:06 PM
    • #4
    • 10th Aug 18, 3:06 PM
    My B.R was 6 years ago....always declared it when asked and never had a problem getting contents insurance.
    It really should not be a problem just remember if asked...have you ever been B.R you must answer yes
    • dacouch
    • By dacouch 10th Aug 18, 7:05 PM
    • 20,547 Posts
    • 12,726 Thanks
    dacouch
    • #5
    • 10th Aug 18, 7:05 PM
    • #5
    • 10th Aug 18, 7:05 PM
    Directline and Co op often have a more reasonable time limit on bankrupts
    • luvchocolate
    • By luvchocolate 10th Aug 18, 8:03 PM
    • 1,593 Posts
    • 1,441 Thanks
    luvchocolate
    • #6
    • 10th Aug 18, 8:03 PM
    • #6
    • 10th Aug 18, 8:03 PM
    Last year went with Yorkshire B.S 56 for the year ...50 love to shop voucher!!!! B.R no problem, Post Office also O.K.
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