Bankruptcy - contents insurance?

I am on the hunt for a contents insurance for my flat - and was surprised that MoneySupermarket (guide) was asking the following questions:
By pressing "Get results" you're agreeing to our terms and conditions, privacy policy, you have read this information about our service and confirming that you and anyone living with you:
...
- Have not been declared bankrupt.

Is this for active/current bankruptcy only or for any bankruptcy even if it took place over 10 years ago? In 2014, my bankruptcy was erased from my credit files and all is good since with credit reports, etc.

Many thanks in advance.

Replies

  • As the question isn't time limited you should declare it.
  • NasqueronNasqueron Forumite
    7.7K Posts
    Even if bankruptcy drops off your credit record it is a matter of public record on the register. Don't be tempted to lie about it. See a local insurance broker for advice
    the concept of a United States of Europe is right.” Winston Churchill 1930
    I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
    “The future of Europe if Britain were to be excluded is black indeed.”[FONT=&quot][FONT=&quot][FONT=&quot] - Winston Churchill 1963
    [/FONT][/FONT][/FONT]
  • luvchocolateluvchocolate Forumite
    2.9K Posts
    Ninth Anniversary 1,000 Posts Name Dropper Home Insurance Hacker!
    Forumite
    My B.R was 6 years ago....always declared it when asked and never had a problem getting contents insurance.
    It really should not be a problem just remember if asked...have you ever been B.R you must answer yes
  • dacouchdacouch Forumite
    21.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    Directline and Co op often have a more reasonable time limit on bankrupts
  • luvchocolateluvchocolate Forumite
    2.9K Posts
    Ninth Anniversary 1,000 Posts Name Dropper Home Insurance Hacker!
    Forumite
    Last year went with Yorkshire B.S £56 for the year ...£50 love to shop voucher!!!! B.R no problem, Post Office also O.K.
  • newuser78newuser78 Forumite
    187 Posts
    Thanks all!

    So does this mean that I cannot proceed with MoneySupermarket?
  • NasqueronNasqueron Forumite
    7.7K Posts
    The site asks you to confirm you have not been made bankrupt if you want to proceed. If you say confirm that you are lying and it will invalidate your insurance. You don't need to use comparison sites when a broker could do it for you
    the concept of a United States of Europe is right.” Winston Churchill 1930
    I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
    “The future of Europe if Britain were to be excluded is black indeed.”[FONT=&quot][FONT=&quot][FONT=&quot] - Winston Churchill 1963
    [/FONT][/FONT][/FONT]
  • luvchocolateluvchocolate Forumite
    2.9K Posts
    Ninth Anniversary 1,000 Posts Name Dropper Home Insurance Hacker!
    Forumite
    Just check with the company showing a reasonable amount and read their T&C...check their assumptions.
This discussion has been closed.
Latest MSE News and Guides