Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • DawnRose8
    • By DawnRose8 8th Aug 18, 2:41 PM
    • 32Posts
    • 7Thanks
    Service charge account for flat-is this right?
    • #1
    • 8th Aug 18, 2:41 PM
    Service charge account for flat-is this right? 8th Aug 18 at 2:41 PM
    It's coming up to a year since I bought my flat and I've received an 'estimated service charge account' from the management co. (Who have the worst reputation possible).
    It's asking me to pay an additional amount of ground rent despite the fact I paid this in full when I moved in.
    They've included cleaning costs (none has been done) as well as two full years insurance, 2017/18 and 2018/19.
    The gov website says I'm within my rights to ask for proof of charges so I'll do that but wondered whether they should've actually quoted two full years insurance on the breakdown.
    The whole letter is in the tiniest print-barely legible and they've given me four days from the date it was sent to look into this and cough up the money!I've ordered statements to prove how much ground rent I paid and will chase my conveyancers to see if they can help.
    Any advice would be welcome.
Page 1
    • Hoploz
    • By Hoploz 8th Aug 18, 8:28 PM
    • 3,842 Posts
    • 3,387 Thanks
    • #2
    • 8th Aug 18, 8:28 PM
    • #2
    • 8th Aug 18, 8:28 PM
    If you paid the ground rent when you moved in, almost a year ago, surely this is due for the new year ahead?

    Yes, look back at your previous paperwork and compare it all.

    Ground rent is normally payable in advance.

    It's an estimated service charge which indicates it is for the year coming and makes certain assumptions which may or may not be correct.

    A year end statement should be issued showing what was actually spent in the end, and any overpayment will be carried forward on your account.

    You might want to have a chat with a neighbour or two, to see whether everything seems in order. Sometimes there are residents meetings when these demands go out and everyone has a chat and a moan about it.
    • DawnRose8
    • By DawnRose8 9th Aug 18, 12:30 PM
    • 32 Posts
    • 7 Thanks
    • #3
    • 9th Aug 18, 12:30 PM
    • #3
    • 9th Aug 18, 12:30 PM
    Thanks for replying.
    This appears to be an end of year statement and the additional ground rent charges are for the past year. I agree it should show what was spent.
    That's why I don't understand the inclusion of next year's insurance.
    I'll have a chat with a neighbour but we all moved in at different times (it's a new build and I was one of the first) so they may not have dealt with this yet.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

149Posts Today

1,521Users online

Martin's Twitter
  • Right back to self imposed twitter exile until Thur - trying to be off work (not v successfully)

  • Too painful to talk about. That result really was offsensive. For rancid cheese & onion to beat powerful salt & v?

  • If you think this hypothetical's bad, here's some of my past polls - Which past PM would u resurrect to aid politi?

  • Follow Martin