Amex card upgrades

acecco01 · 7 August 2018 at 9:14AM

Hi all, I have an Amex cashback everyday, and was thinking of upgrading to a gold card, but I don’t want to close my current card and apply for a new one - that would affect my credit score.
Is there a way to upgrade my card but keeping the same account with Amex?

[Deleted User] · 7 August 2018 at 9:19AM

Possibly. Or just apply for the second without closing the first. Give them a call.

But any change in a made up credit score is no cause for concern. And in itself, a new card application will have little impact in how lenders assess your risk.

bengalknights · 7 August 2018 at 9:32AM

If you give them a call they may upgrade without a formal application

newuser86 · 7 August 2018 at 10:09AM

It's not an upgrade, they are different types of card therefore you would need to apply separately

[Deleted User] · 7 August 2018 at 11:04AM

Ignore you score. It!!!8217;s made up and irrelevant. Just apply and await the outcome

JGUK · 7 August 2018 at 8:10PM

He's right, you can't change between credit and charge products. And if its branded you can only change within the branded card type.

Would be a new application but they'd look at your previous AMEX history as well as credit scoring.

Amex card upgrades

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