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Amex card upgrades

Hi all, I have an Amex cashback everyday, and was thinking of upgrading to a gold card, but I don’t want to close my current card and apply for a new one - that would affect my credit score.
Is there a way to upgrade my card but keeping the same account with Amex?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Possibly. Or just apply for the second without closing the first. Give them a call.

    But any change in a made up credit score is no cause for concern. And in itself, a new card application will have little impact in how lenders assess your risk.
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    If you give them a call they may upgrade without a formal application
  • newuser86
    newuser86 Posts: 312 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    It's not an upgrade, they are different types of card therefore you would need to apply separately
  • Ignore you score. It!!!8217;s made up and irrelevant. Just apply and await the outcome
  • JGUK
    JGUK Posts: 222 Forumite
    Seventh Anniversary 100 Posts Photogenic
    He's right, you can't change between credit and charge products. And if its branded you can only change within the branded card type.

    Would be a new application but they'd look at your previous AMEX history as well as credit scoring.
    Thanks
    JG
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