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  • FIRST POST
    • beanielou
    • By beanielou 31st Jul 18, 9:55 AM
    • 56,162Posts
    • 227,032Thanks
    beanielou
    Awesome August's NSD challange.
    • #1
    • 31st Jul 18, 9:55 AM
    Awesome August's NSD challange. 31st Jul 18 at 9:55 AM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 4
    • Hopeless Case
    • By Hopeless Case 5th Aug 18, 4:20 PM
    • 625 Posts
    • 3,487 Thanks
    Hopeless Case
    # 2/20 for me today - hoping for another one tomorrow
    June GC 218.09/ 300; July GC 259.17/ 250 ; August 130.47/240
    Aug NSD target 9/20. Aug Bring Your Lunch to Work Target 7/11 Aug 1 a day 57.94/31
    Cashback YTD 4.34- claims in for 38.91 untracked cashback. Tesco CC 8000 0% 30mnths, First Direct CC 4500 0% 18mnths
    • beanielou
    • By beanielou 5th Aug 18, 8:35 PM
    • 56,162 Posts
    • 227,032 Thanks
    beanielou
    Delighted with no 5 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • marmiterulesok
    • By marmiterulesok 5th Aug 18, 8:55 PM
    • 7,571 Posts
    • 34,196 Thanks
    marmiterulesok
    Delighted with no 5 today
    Originally posted by beanielou
    5 in a row is impressive!
    NSD August 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    DF 7/7/18
    Savings:106/5000chf
    • beanielou
    • By beanielou 5th Aug 18, 9:13 PM
    • 56,162 Posts
    • 227,032 Thanks
    beanielou
    5 in a row is impressive!
    Originally posted by marmiterulesok
    Thank you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • helsbell
    • By helsbell 6th Aug 18, 8:22 AM
    • 189 Posts
    • 1,066 Thanks
    helsbell
    Another NSD yesterday, #2 I think.
    SPC 11, No. 062

    August 2017 B'card 5006.83 BoS 1086.59 DFD November 2020
    • apricity
    • By apricity 6th Aug 18, 9:17 AM
    • 70 Posts
    • 167 Thanks
    apricity
    yesterday was a spend day -
    Went for a family meal & my parents paid but
    as my nan was giving me a lift back to my house & it was some distance I purchased her a drink,
    and my sister butted it without me asking and demanded me to buy a cola.
    SPC 2018 1.02
    Wedding - 1,182.47 (47%) / 2,500
    • beanielou
    • By beanielou 6th Aug 18, 11:03 AM
    • 56,162 Posts
    • 227,032 Thanks
    beanielou
    Hoping for no 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • spudsmum
    • By spudsmum 6th Aug 18, 12:18 PM
    • 295 Posts
    • 1,701 Thanks
    spudsmum
    Yesterday was one - that's 3/7 already
    Total debts 21050! now 19061.52 . 1% challenge 1296.50/15000 (8.65%) Total extra income made in 2018 2376.58 frugal budget 2018 4952/6000 Aiming for debt free at 40 - only 25 months to go!
    • marmiterulesok
    • By marmiterulesok 6th Aug 18, 12:24 PM
    • 7,571 Posts
    • 34,196 Thanks
    marmiterulesok
    NSD #5 today.
    NSD August 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    DF 7/7/18
    Savings:106/5000chf
    • Hopeless Case
    • By Hopeless Case 6th Aug 18, 5:18 PM
    • 625 Posts
    • 3,487 Thanks
    Hopeless Case
    Just shopping list spends today, so #3/20
    June GC 218.09/ 300; July GC 259.17/ 250 ; August 130.47/240
    Aug NSD target 9/20. Aug Bring Your Lunch to Work Target 7/11 Aug 1 a day 57.94/31
    Cashback YTD 4.34- claims in for 38.91 untracked cashback. Tesco CC 8000 0% 30mnths, First Direct CC 4500 0% 18mnths
    • beanielou
    • By beanielou 6th Aug 18, 5:38 PM
    • 56,162 Posts
    • 227,032 Thanks
    beanielou
    NO 6 today.
    Wanted something sweet but I resisted
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • SSDD23
    • By SSDD23 7th Aug 18, 9:50 AM
    • 66 Posts
    • 171 Thanks
    SSDD23
    NSD 3/15 Friday, NSD 4/15 Saturday and NSD 5/15 on Sunday
    • marmiterulesok
    • By marmiterulesok 7th Aug 18, 10:00 AM
    • 7,571 Posts
    • 34,196 Thanks
    marmiterulesok
    Not sure about today.... I'll post later.
    NSD August 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    DF 7/7/18
    Savings:106/5000chf
    • marmiterulesok
    • By marmiterulesok 7th Aug 18, 10:01 AM
    • 7,571 Posts
    • 34,196 Thanks
    marmiterulesok
    NO 6 today.
    Wanted something sweet but I resisted
    Originally posted by beanielou
    Well done!
    NSD August 13/20
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    DF 7/7/18
    Savings:106/5000chf
    • beanielou
    • By beanielou 7th Aug 18, 12:54 PM
    • 56,162 Posts
    • 227,032 Thanks
    beanielou
    NSD no 7 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • katsoocam
    • By katsoocam 7th Aug 18, 7:18 PM
    • 84 Posts
    • 230 Thanks
    katsoocam
    NSD no. 2 yesterday and 3 today so 3/20! Starting to get to grips with it. Tomorrow should also be NSD but Thursday we will need to get some bread and apples.
    • helsbell
    • By helsbell 7th Aug 18, 11:35 PM
    • 189 Posts
    • 1,066 Thanks
    helsbell
    I'm not expecting any more NSDs until the weekend now - that's the holidays for you
    SPC 11, No. 062

    August 2017 B'card 5006.83 BoS 1086.59 DFD November 2020
    • Hopeless Case
    • By Hopeless Case 8th Aug 18, 8:02 AM
    • 625 Posts
    • 3,487 Thanks
    Hopeless Case
    Day 4/10 for me yesterday, just budgeted spending
    June GC 218.09/ 300; July GC 259.17/ 250 ; August 130.47/240
    Aug NSD target 9/20. Aug Bring Your Lunch to Work Target 7/11 Aug 1 a day 57.94/31
    Cashback YTD 4.34- claims in for 38.91 untracked cashback. Tesco CC 8000 0% 30mnths, First Direct CC 4500 0% 18mnths
    • SSDD23
    • By SSDD23 8th Aug 18, 9:45 AM
    • 66 Posts
    • 171 Thanks
    SSDD23
    Not one yesterday as we had a family dinner but will be 6/15 today
    • beanielou
    • By beanielou 8th Aug 18, 10:01 AM
    • 56,162 Posts
    • 227,032 Thanks
    beanielou
    NSD no 8 for me today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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