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  • FIRST POST
    • beanielou
    • By beanielou 31st Jul 18, 9:55 AM
    • 58,686Posts
    • 243,193Thanks
    beanielou
    Awesome August's NSD challange.
    • #1
    • 31st Jul 18, 9:55 AM
    Awesome August's NSD challange. 31st Jul 18 at 9:55 AM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 4
    • Hopeless Case
    • By Hopeless Case 5th Aug 18, 4:20 PM
    • 888 Posts
    • 5,346 Thanks
    Hopeless Case
    # 2/20 for me today - hoping for another one tomorrow
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • beanielou
    • By beanielou 5th Aug 18, 8:35 PM
    • 58,686 Posts
    • 243,193 Thanks
    beanielou
    Delighted with no 5 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • marmiterulesok
    • By marmiterulesok 5th Aug 18, 8:55 PM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    Delighted with no 5 today
    Originally posted by beanielou
    5 in a row is impressive!
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 5th Aug 18, 9:13 PM
    • 58,686 Posts
    • 243,193 Thanks
    beanielou
    5 in a row is impressive!
    Originally posted by marmiterulesok
    Thank you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • helsbell
    • By helsbell 6th Aug 18, 8:22 AM
    • 204 Posts
    • 1,134 Thanks
    helsbell
    Another NSD yesterday, #2 I think.
    SPC 11, No. 062 DFD November 2020
    Aug 2017 B'card 5006.83 BoS 1086.59 MBNA 0 Total: 6093.42
    Aug 2018 B'Card 995.06 BoS 863.43 MBNA 3,644.98 Total: 5503.47
    9.68% paid off
    • apricity
    • By apricity 6th Aug 18, 9:17 AM
    • 124 Posts
    • 329 Thanks
    apricity
    yesterday was a spend day -
    Went for a family meal & my parents paid but
    as my nan was giving me a lift back to my house & it was some distance I purchased her a drink,
    and my sister butted it without me asking and demanded me to buy a cola.
    SPC #017 - 0.50
    • beanielou
    • By beanielou 6th Aug 18, 11:03 AM
    • 58,686 Posts
    • 243,193 Thanks
    beanielou
    Hoping for no 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • spudsmum
    • By spudsmum 6th Aug 18, 12:18 PM
    • 345 Posts
    • 1,820 Thanks
    spudsmum
    Yesterday was one - that's 3/7 already
    Total debts 21050! now 18934.52 . 1% challenge 1641.25/15000 (10.94%) Total extra income made in 2018 2544.79 frugal budget 2018 6253/7600 Aiming for debt free at 40 - only 24 months to go!
    • marmiterulesok
    • By marmiterulesok 6th Aug 18, 12:24 PM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    NSD #5 today.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • Hopeless Case
    • By Hopeless Case 6th Aug 18, 5:18 PM
    • 888 Posts
    • 5,346 Thanks
    Hopeless Case
    Just shopping list spends today, so #3/20
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • beanielou
    • By beanielou 6th Aug 18, 5:38 PM
    • 58,686 Posts
    • 243,193 Thanks
    beanielou
    NO 6 today.
    Wanted something sweet but I resisted
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • SSDD23
    • By SSDD23 7th Aug 18, 9:50 AM
    • 450 Posts
    • 1,110 Thanks
    SSDD23
    NSD 3/15 Friday, NSD 4/15 Saturday and NSD 5/15 on Sunday
    • marmiterulesok
    • By marmiterulesok 7th Aug 18, 10:00 AM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    Not sure about today.... I'll post later.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 7th Aug 18, 10:01 AM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    NO 6 today.
    Wanted something sweet but I resisted
    Originally posted by beanielou
    Well done!
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • beanielou
    • By beanielou 7th Aug 18, 12:54 PM
    • 58,686 Posts
    • 243,193 Thanks
    beanielou
    NSD no 7 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • katsoocam
    • By katsoocam 7th Aug 18, 7:18 PM
    • 91 Posts
    • 275 Thanks
    katsoocam
    NSD no. 2 yesterday and 3 today so 3/20! Starting to get to grips with it. Tomorrow should also be NSD but Thursday we will need to get some bread and apples.
    • helsbell
    • By helsbell 7th Aug 18, 11:35 PM
    • 204 Posts
    • 1,134 Thanks
    helsbell
    I'm not expecting any more NSDs until the weekend now - that's the holidays for you
    SPC 11, No. 062 DFD November 2020
    Aug 2017 B'card 5006.83 BoS 1086.59 MBNA 0 Total: 6093.42
    Aug 2018 B'Card 995.06 BoS 863.43 MBNA 3,644.98 Total: 5503.47
    9.68% paid off
    • Hopeless Case
    • By Hopeless Case 8th Aug 18, 8:02 AM
    • 888 Posts
    • 5,346 Thanks
    Hopeless Case
    Day 4/10 for me yesterday, just budgeted spending
    Nov GC 80.34/200
    NSD target: Nov 1/15
    Bring Your Lunch to Work Target Nov 1/15
    1 a day: Nov 44.75/45
    Tesco CC Aug 18 10,151.56 9950.56 0% 30mnths, First Direct CC Aug 18 4321.80 3968.77 0% til Feb 20
    • SSDD23
    • By SSDD23 8th Aug 18, 9:45 AM
    • 450 Posts
    • 1,110 Thanks
    SSDD23
    Not one yesterday as we had a family dinner but will be 6/15 today
    • beanielou
    • By beanielou 8th Aug 18, 10:01 AM
    • 58,686 Posts
    • 243,193 Thanks
    beanielou
    NSD no 8 for me today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
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