We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Third party Loss Adjuster only offering to pay 1/2 costs

My property has been damaged by neighbouring trees, on land owned by a business.
After months of debate, their loss adjuster has offered to pay only a fraction (well, about 50%) of the cost of carrying out repairs.
I provided quotations which are much higher than the figure they have quoted, as a maximum.
I even asked them if they had this figure in mind, could they give me a name of a builder who could do it at that price, they simply replied saying they do not offer this sort of information.
What can i do ?
I have never had to get a car repaired (touching wood) but I know in that sort of case the insurance company will take the car away to their chosen garage, carry out the repairs and that's that.

Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What parts of your home have been damaged?
  • LadyDee
    LadyDee Posts: 4,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think you need to have your own structural surveyor provide a report. Have you spoken to your own insurance company? They should be able to help - especially if you have legal cover.
  • WLM21
    WLM21 Posts: 1,638 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    dacouch wrote: »
    What parts of your home have been damaged?

    garage wall
    LadyDee wrote: »
    I think you need to have your own structural surveyor provide a report. Have you spoken to your own insurance company? They should be able to help - especially if you have legal cover.

    No insurance, as I own an extra garage which is not actually at my home
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.