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Third party Loss Adjuster only offering to pay 1/2 costs

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Third party Loss Adjuster only offering to pay 1/2 costs

edited 30 November -1 at 12:00AM in Insurance & Life Assurance
3 replies 455 views
WLM21WLM21 Forumite
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edited 30 November -1 at 12:00AM in Insurance & Life Assurance
My property has been damaged by neighbouring trees, on land owned by a business.
After months of debate, their loss adjuster has offered to pay only a fraction (well, about 50%) of the cost of carrying out repairs.
I provided quotations which are much higher than the figure they have quoted, as a maximum.
I even asked them if they had this figure in mind, could they give me a name of a builder who could do it at that price, they simply replied saying they do not offer this sort of information.
What can i do ?
I have never had to get a car repaired (touching wood) but I know in that sort of case the insurance company will take the car away to their chosen garage, carry out the repairs and that's that.

Replies

  • dacouchdacouch Forumite
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    What parts of your home have been damaged?
  • LadyDeeLadyDee Forumite
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    I think you need to have your own structural surveyor provide a report. Have you spoken to your own insurance company? They should be able to help - especially if you have legal cover.
  • WLM21WLM21 Forumite
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    dacouch wrote: »
    What parts of your home have been damaged?

    garage wall
    LadyDee wrote: »
    I think you need to have your own structural surveyor provide a report. Have you spoken to your own insurance company? They should be able to help - especially if you have legal cover.

    No insurance, as I own an extra garage which is not actually at my home
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