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  • FIRST POST
    • dixonjdc
    • By dixonjdc 16th May 18, 11:28 AM
    • 1Posts
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    dixonjdc
    help required - help with getting started....
    • #1
    • 16th May 18, 11:28 AM
    help required - help with getting started.... 16th May 18 at 11:28 AM
    Just kicking off my PPI adventure and after reading the MSE articles and doing my Experian thing I still have some probably stupid questions....
    1. To claim I assume I need to have borrowed money not just taken out a CC or storecard? I'm assuming if I never paid anything (ie just bought shop items) I can disregard those cards?
    2. There is nothing in the article about Endowment policies - do they qualify for claims? ie the article only talks about loans, not savings policies??
    3. Do I need to go through step 1 (asking for the agreement), before I go to step 2, making the claim or can I just make the claim as a try it and see?

    Many thanks in advance for help....

    John (Dixon)
Page 1
    • Nasqueron
    • By Nasqueron 16th May 18, 11:48 AM
    • 5,940 Posts
    • 3,591 Thanks
    Nasqueron
    • #2
    • 16th May 18, 11:48 AM
    • #2
    • 16th May 18, 11:48 AM
    1) Credit cards and store cards could have PPI. If you paid off in full every month or never used the card you would not have paid any but otherwise you could. It would be listed on every statement as a separate charge
    2) No, endowment policies cannot have PPI
    3) Ring the bank and ask them if you had it, then see if you have complaint reasons why you were miss-sold
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