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    • CarbonImage
    • By CarbonImage 12th Apr 18, 1:00 PM
    • 29Posts
    • 26Thanks
    CarbonImage
    Potential fraud issue with previous owner?
    • #1
    • 12th Apr 18, 1:00 PM
    Potential fraud issue with previous owner? 12th Apr 18 at 1:00 PM
    Sorry if this is in the wrong forum, I've searched through and it seemed the most appropriate to post this in here.

    When we moved into our new house, we started receiving an incredible amount of post for someone we'd never heard of. As it turned out the previous owner was renting the property out for a while before he sold it to us (we'd been told it had been vacant since his dad died, and when we viewed it was totally empty with no signs of life).

    We ignored it for a while or marked 'return to sender' as we had no forwarding address, but we were getting so much (up to 10 letters a day) I decided to open a couple to see what they were. It turns out that the previous occupant was registering companies to the address, and all of the letters were from Companies House, HMRC, and some accounting firms looking for business.

    I spoke to HMRC and they advised to 'just ignore it and destroy the letters' which didn't sit easily with me, so I lodged a case with the fraud prevention hotline. They said there was nothing they could do but they gave me a case number for my records anyway.

    This was 6 months ago, and we're still receiving post every day. A check of Companies House currently shows 40 companies which either are registered to my address or have been in the past 6 months.

    Is there anything I can or should be doing about this? Can it affect my credit rating, or could I even be pursued by bailiffs?

    I've tried to put it to the back of my mind but it is a bit of a niggling worry that one day there's going to be a knock at my door.

    Thanks in advance for any thoughts/help.
    Mortgage
    [Jun 2017: 164,995 ] [Jun 2018: 161,238.46]
Page 2
    • DCFC79
    • By DCFC79 12th Apr 18, 10:24 PM
    • 32,302 Posts
    • 20,314 Thanks
    DCFC79
    Why go to the post box every other day, why not once a week.
    • CarbonImage
    • By CarbonImage 13th Apr 18, 1:09 PM
    • 29 Posts
    • 26 Thanks
    CarbonImage
    I would report this to Companies House 0303 123 4500

    enquiries@companies-house.gov.uk
    Originally posted by MysteryMe
    Thanks I will try this, I have a feeling they will just recommend the action fraud hotline as others have done though.

    Completely agree with Mystery Me. If it were me, I would check Companies House website for each company, and see who the directors are. They will be paperwork filed that may give you an address for the Director or other people involved in the companies. You can get the info for free from Companies House, just google Companies House beta service, that will allow you to search for info on the companies for free.
    Originally posted by dharm999
    I have done this, it is exclusively the same director for each company (the person who I believe used to live at my address).

    That link just recommends calling action fraud which is what I have done; they said they couldn't do much but gave me a case number to keep on file.

    Edit: sorry I see the bit about the forms to fill out now. That definitely looks like it will help.
    Edit 2: Oh god, the forms are 9 pages long! Not sure I have the strength to fill those out 40 times!
    Last edited by CarbonImage; 13-04-2018 at 1:16 PM.
    Mortgage
    [Jun 2017: 164,995 ] [Jun 2018: 161,238.46]
    • Slinky
    • By Slinky 4th May 18, 11:49 AM
    • 5,380 Posts
    • 25,259 Thanks
    Slinky
    I was reminded of this thread this morning when I read this article

    https://www.ukbusinessforums.co.uk/articles/businessmans-false-listings-highlight-companies-house-loophole.812/
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