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  • FIRST POST
    • l.r.p1992
    • By l.r.p1992 8th Mar 18, 9:32 PM
    • 3Posts
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    l.r.p1992
    Personal fuel card? (not business)
    • #1
    • 8th Mar 18, 9:32 PM
    Personal fuel card? (not business) 8th Mar 18 at 9:32 PM
    For money management purposes, i would like to know if there is anyway to pre pay for fuel monthly or top up a card i can only use for fuel, but researching it only seems the way to do this is a fuel card and that is a business thing, i dont own a business im wanting it for personal use.

    Is there anything i can use that will work?

    Any help would be greatly appriciated.

    regards,
    Last edited by l.r.p1992; 08-03-2018 at 11:07 PM.
Page 1
    • wgl2014
    • By wgl2014 8th Mar 18, 9:43 PM
    • 651 Posts
    • 418 Thanks
    wgl2014
    • #2
    • 8th Mar 18, 9:43 PM
    • #2
    • 8th Mar 18, 9:43 PM
    If you only have £30 left after paying out for your current bills how are you going to be able to put an additional £230 away for fuel?
    • l.r.p1992
    • By l.r.p1992 8th Mar 18, 10:08 PM
    • 3 Posts
    • 0 Thanks
    l.r.p1992
    • #3
    • 8th Mar 18, 10:08 PM
    • #3
    • 8th Mar 18, 10:08 PM
    Edited post
    Last edited by l.r.p1992; 08-03-2018 at 11:06 PM.
    • BeenThroughItAll
    • By BeenThroughItAll 8th Mar 18, 10:52 PM
    • 4,680 Posts
    • 4,092 Thanks
    BeenThroughItAll
    • #4
    • 8th Mar 18, 10:52 PM
    • #4
    • 8th Mar 18, 10:52 PM
    no thats after the £230 the £230 i see as an expense, the £30 is to spend on cigs etc...
    Originally posted by l.r.p1992
    Well, obviously one thing you could do to save a few quid is quit smoking.
    • wgl2014
    • By wgl2014 9th Mar 18, 8:17 AM
    • 651 Posts
    • 418 Thanks
    wgl2014
    • #5
    • 9th Mar 18, 8:17 AM
    • #5
    • 9th Mar 18, 8:17 AM
    Ok, I have had a quick Google and can't see anything obvious.

    An option would be to have a separate 'reward' credit card set up to be paid off in full on your payday. No interest and you're getting something back as well. The caveat with this would be not to get tempted to use it for other purchases and run up some debt!
    • AdrianC
    • By AdrianC 9th Mar 18, 9:21 AM
    • 17,600 Posts
    • 15,953 Thanks
    AdrianC
    • #6
    • 9th Mar 18, 9:21 AM
    • #6
    • 9th Mar 18, 9:21 AM
    If you want to prepay, then just get a prepay credit card that you mentally earmark for fuel.
    https://www.moneysavingexpert.com/credit-cards/prepaid-cards
    • Tarambor
    • By Tarambor 9th Mar 18, 2:44 PM
    • 3,039 Posts
    • 2,195 Thanks
    Tarambor
    • #7
    • 9th Mar 18, 2:44 PM
    • #7
    • 9th Mar 18, 2:44 PM
    For money management purposes, i would like to know if there is anyway to pre pay for fuel monthly or top up a card i can only use for fuel, but researching it only seems the way to do this is a fuel card and that is a business thing, i dont own a business im wanting it for personal use.

    Is there anything i can use that will work?
    ,
    Originally posted by l.r.p1992
    What are you going to do when you've run out of money on it and need to put more fuel in? Put more fuel in, that's why its a daft idea.

    You'd do better sorting out your personal finances where you're actually wasting money on crap and overpaying on stuff.
    • l.r.p1992
    • By l.r.p1992 9th Mar 18, 9:28 PM
    • 3 Posts
    • 0 Thanks
    l.r.p1992
    • #8
    • 9th Mar 18, 9:28 PM
    • #8
    • 9th Mar 18, 9:28 PM
    I don't use the car for anything other than work travel and it comes out at £50 a week, that's why i said £230, im paid a fair wage, but i am in a lot of debt and pay monthly repayments and payments toward rent ect, as soon as i get paid, i have £60 to spend on myself spear, so i dedicate £30 extra to fuel if i go slightly over which i very rarely do.
    I want a way where i can not only pay all needed payments on the day i get paid, but ensure that the £230 can go out the same day aswell, for the months fuel. Pre paid card sounds absolutely amazing and would solve all my problems, but you need a business for some odd reason which is the annoying part.
    Last edited by l.r.p1992; 09-03-2018 at 9:42 PM.
    • John-K
    • By John-K 10th Mar 18, 12:30 AM
    • 654 Posts
    • 1,016 Thanks
    John-K
    • #9
    • 10th Mar 18, 12:30 AM
    • #9
    • 10th Mar 18, 12:30 AM
    This makes no sense at all. Decide how much you have for petrol, withdraw it from the bank, spend it on petrol.

    Why on Earth are you trying to complicate things?
    • AdrianC
    • By AdrianC 10th Mar 18, 9:22 AM
    • 17,600 Posts
    • 15,953 Thanks
    AdrianC
    Pre paid card sounds absolutely amazing and would solve all my problems, but you need a business for some odd reason which is the annoying part.
    Originally posted by l.r.p1992
    No, you don't.

    You just need to follow that link to MSE's pick of pre-paid cards, and decide which one you want.
    • Tarambor
    • By Tarambor 10th Mar 18, 3:36 PM
    • 3,039 Posts
    • 2,195 Thanks
    Tarambor
    I don't use the car for anything other than work travel and it comes out at £50 a week, that's why i said £230, im paid a fair wage, but i am in a lot of debt and pay monthly repayments and payments toward rent ect, as soon as i get paid, i have £60 to spend on myself spear,
    Originally posted by l.r.p1992
    No you don't, you have a lot of debt. You therefore have no such thing as spare money until you've repaid that debt. What you do mean to say is you have £60 to spend on repaying your debt. If you'd spent that "spare" money on repaying your debts then most likely one or more of them would be gone by now so you'd not be living almost hand to mouth assuming you could control your impulse buying.

    I want a way where i can not only pay all needed payments on the day i get paid, but ensure that the £230 can go out the same day aswell, for the months fuel. Pre paid card sounds absolutely amazing and would solve all my problems,
    No it won't because your main problem is your inability to control your spending and this does nothing at all for that.
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