Ncb

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Hello
Sorry got lost with all this stuff.....
I had 15 years private NCB confirmed 07/2013
and 5 years NCB motor trade policy Jul 2014
reduced to 3 years NCB due to an collision 2014
I had over a year gap due to health condition
and then been the named driver (trade policy)
starting from Jun 2016 ti ll now
Do I have lost all my NCB due to being only the named driver ?
Thank you for all advises

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
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    Most companies accept NCD up to 2 years "old"


    Named drivers don't normally earn NCD - though some insurers do award "named driver NCD" which you can use when buying a policy with that company only.
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