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  • FIRST POST
    • Dibbler
    • By Dibbler 19th Jan 18, 1:50 PM
    • 7Posts
    • 7Thanks
    Dibbler
    Barclays as a mule
    • #1
    • 19th Jan 18, 1:50 PM
    Barclays as a mule 19th Jan 18 at 1:50 PM
    Hi All,
    Long time stoozer, not much of a poster :-)

    Current stooze pot is 30k against my offset mortgage which is now saving me 60-70 in interest each month - over 2k since this mortgage started.

    I haven't been using BT cards via a mule for a very long time (still missing Egg)... I've seen people do this with Virgin and MBNA on these boards recently though.

    I closed my Virgin card a few months ago with a plan to re-apply in another few months (right now they don't want to know me). *But*I have a Barclays card that I use as a backup spending card when everything else is maxxed. Does anyone have any experience of using barclays to go into a +ve balance and if they will then transfer to a bank account?

    Cheers,
    Dibbler
Page 1
    • Dibbler
    • By Dibbler 19th Jan 18, 2:42 PM
    • 7 Posts
    • 7 Thanks
    Dibbler
    • #2
    • 19th Jan 18, 2:42 PM
    • #2
    • 19th Jan 18, 2:42 PM
    Alternatively, I also have a post office card - anyone tried them with a +ve balance?
    • mrs T
    • By mrs T 19th Jan 18, 8:22 PM
    • 988 Posts
    • 1,184 Thanks
    mrs T
    • #3
    • 19th Jan 18, 8:22 PM
    • #3
    • 19th Jan 18, 8:22 PM
    Have successfully done this with Barclaycard a few times but not for a few years. No problems getting positive balances refunded via secure messaging.
    • TheBanker
    • By TheBanker 20th Jan 18, 1:44 PM
    • 618 Posts
    • 1,562 Thanks
    TheBanker
    • #4
    • 20th Jan 18, 1:44 PM
    • #4
    • 20th Jan 18, 1:44 PM
    Don't tell the bank you want to open a mule account. In banking, this term is used to describe accounts used to launder the proceeds of crime!
    Make 10 a day challenge: Jan-18: 330 / 400
    • Dibbler
    • By Dibbler 22nd Jan 18, 9:06 AM
    • 7 Posts
    • 7 Thanks
    Dibbler
    • #5
    • 22nd Jan 18, 9:06 AM
    • #5
    • 22nd Jan 18, 9:06 AM
    Cheers, I already have the Barclays card, was just looking for anyone that might have tried using it with a +ve balance.
    • savingholmes
    • By savingholmes 22nd Feb 18, 9:09 PM
    • 8,955 Posts
    • 17,015 Thanks
    savingholmes
    • #6
    • 22nd Feb 18, 9:09 PM
    • #6
    • 22nd Feb 18, 9:09 PM
    Barclays sometimes do low fee money transfer offers.
    Today is a new day 93/310 10 a day Mar Challenge DFD August 2021
    • Dibbler
    • By Dibbler 15th Mar 18, 12:32 PM
    • 7 Posts
    • 7 Thanks
    Dibbler
    • #7
    • 15th Mar 18, 12:32 PM
    • #7
    • 15th Mar 18, 12:32 PM
    Hi,
    An update to close the thread - used Barclays as a mule just fine.

    There was a slight issue with transferring the positive balance over to by bank account as the first of my bank accounts they tried wouldn't work for some reason. I tried with a second account (same phone call) and all went well. BUT... for my 'inconvenience' they gave me 25. :-)
    • 5557223
    • By 5557223 28th Mar 18, 11:41 AM
    • 35 Posts
    • 8 Thanks
    5557223
    • #8
    • 28th Mar 18, 11:41 AM
    • #8
    • 28th Mar 18, 11:41 AM
    I will be trying this with my BC... just to understand was your amounts in the hundreds or thousands?
    • Dibbler
    • By Dibbler 25th Apr 18, 10:21 AM
    • 7 Posts
    • 7 Thanks
    Dibbler
    • #9
    • 25th Apr 18, 10:21 AM
    • #9
    • 25th Apr 18, 10:21 AM
    Hi,
    It was in the thousands - and they just did it again...
    • adindas
    • By adindas 26th Apr 18, 10:21 AM
    • 3,560 Posts
    • 2,208 Thanks
    adindas
    I have intention to redesignate (if possible) my Barclays platinum to Barclays Platinum Travel.

    I am aware that Barclay Platinum could be used as a mule card. What about Is Barclays Platinum Travel could they also be used as a mule card in the same way with old Barclay Platinum ?

    What are the advantages and disadvantages of doing this ?

    Thanks
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