Urgent advice needed

As it says on their website:

Risk Warning: Trading Binary Options, CFDs and other financial derivatives is highly speculative, carries a high level of risk and may not be suitable for all investors. You may sustain a loss of some or all of your invested capital. Therefore, you should not speculate with capital that you cannot afford to lose. Please ensure you understand the risks involved before trading, and seek professional advice if necessary. Click here to read our full Risk Disclaimer.

So, they are telling you not to speculate with capital that you cannot afford to lose. Obviously it was a mistake to put your life savings into speculative opportunities if you couldn't afford to lose those life savings.

What you are saying is now I have a choice: I can stop this foolish pursuit and get back the remainder of my capital that is currently at risk, or I can speculate that I will make profit between now and late April and continue to risk all the remainder of my capital between now and late April. As speculating on profits while risking a 100% loss of your remaining capital is what got you into this pickle in the first place, it's probably not the best thing to continue to do.

You do sometimes find that you avoid the cost of 'spread' when you hold a position to its expiry rather than than closing the position early. A position might be 20 to buy and 15 to sell and the underlying market price of 17.5 might not be available to you today, whereas if you left it to April and the market midprice was still 17.5, the contract might settle on expiry at 17.4, which is more efficient better than trading early and getting out at 15. Of course, if the contract ends up out of the money at 0, or anything between 0.1 to 14.999 you would have been much better to stop gambling now and just take the 15 while it's still on the table.

If you are using binary options there are fewer shades of grey and you will either win or get back nothing. So if a win looks unlikely (and you are probably not in a position to say that a win *is* likely, because you're not an markets expert), you should exit now.

Also, getting out sooner rather than later reduces the likelihood that the provider will go bust before you get your money back.