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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,977Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 78
    • jet9cat
    • By jet9cat 12th Jul 17, 9:26 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Got side tracked and nearly forgot to post the total for yesterday which was




    156.28
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 12th Jul 17, 10:18 PM
    • 524 Posts
    • 2,339 Thanks
    erin_transport
    Shocking wifi and phone signal
    15 to cc
    10 to mortgage over payment
    25 total. Thanks
    On a mission!

    2018 MFW #138
    • Jo Blogs
    • By Jo Blogs 13th Jul 17, 5:47 AM
    • 730 Posts
    • 2,597 Thanks
    Jo Blogs
    Morning everyone

    Super going with all the PADs - keep 'um rolling on in

    Wishing you all an extra blessed PADay!
    Saved Nitty Gritty 7440.75 [149%] / 5000-[Sep] 58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • laurababs
    • By laurababs 13th Jul 17, 8:58 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of 3.50
    PADDING since 06-07-17

    Total so far 80.09
    • Erme
    • By Erme 13th Jul 17, 9:17 AM
    • 3,596 Posts
    • 21,542 Thanks
    Erme
    Well that's the end of my day trip tomorrow as beloved (and I really did love it) food mixer I got towards the end of my debt free journey died the other night . I was gutted

    So thinking budget I spend most of the night researching food processors and hand mixers

    In the end I get a well known brand of food processor and hand mixer for 54 - the FP was reduced in sale and just needed a little WD40 to loosen the safety lock a little and the hand mixer was normal price (good budget buy) so we'll do a baking session tomorrow to try out the hand mixer

    I can't wake up today but life could be so much worse

    DV save in 2 weeks pay days

    Keep on padding guys!!!

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • jet9cat
    • By jet9cat 13th Jul 17, 9:48 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Quiet on here today.


    My PAD is 75
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • jet9cat
    • By jet9cat 13th Jul 17, 9:50 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Total for Wednesday 12 July was a nice and steady


    192.21
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sashanut
    • By sashanut 13th Jul 17, 11:27 PM
    • 2,790 Posts
    • 25,879 Thanks
    sashanut
    Hi all

    Popping in to PAD 72.27 to M&S cc plz jet9cat - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • erin_transport
    • By erin_transport 14th Jul 17, 1:15 AM
    • 524 Posts
    • 2,339 Thanks
    erin_transport
    Hi
    Late check in today.
    5 to cc
    5 to mortgage over payment
    10 total today
    On a mission!

    2018 MFW #138
    • laurababs
    • By laurababs 14th Jul 17, 7:36 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of 10.28 this morning
    PADDING since 06-07-17

    Total so far 80.09
    • mumofthetwins
    • By mumofthetwins 14th Jul 17, 9:03 AM
    • 1,019 Posts
    • 4,007 Thanks
    mumofthetwins
    Had a couple of ebay sales last night so another 220 paid of this morning .. whoop !
    DFW
    May 2585/23042
    April 1266.27/25843.54 STF 1500/1500
    NSD 7/15
    MFW OP 2018 400
    GC MAY 78.84/250 April 149.35/250
    • Jo Blogs
    • By Jo Blogs 14th Jul 17, 9:19 AM
    • 730 Posts
    • 2,597 Thanks
    Jo Blogs
    Good morning everyone

    Super going with all the PADs and whoop, whoop on the Bay sales - keep 'um rolling on in

    Wishing you all a super PADay!
    Saved Nitty Gritty 7440.75 [149%] / 5000-[Sep] 58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • mandz1
    • By mandz1 14th Jul 17, 7:24 PM
    • 2,548 Posts
    • 11,090 Thanks
    mandz1
    2.16 to very please
    PAD Maker
    • ahall3519
    • By ahall3519 14th Jul 17, 9:31 PM
    • 234 Posts
    • 797 Thanks
    ahall3519
    Good evening everyone! Please put me down for 5 to the usual debt two! Hope everyone is well!
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=475.93=60% paid
    • jet9cat
    • By jet9cat 14th Jul 17, 9:50 PM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Good evening everyone.


    Total PADs for a quiet Thrusday was 150.77
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • sashanut
    • By sashanut 14th Jul 17, 11:43 PM
    • 2,790 Posts
    • 25,879 Thanks
    sashanut
    Hi all

    Popping in to PAD 98.45 to M&S cc plz jet9cat - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • Jo Blogs
    • By Jo Blogs 15th Jul 17, 5:40 AM
    • 730 Posts
    • 2,597 Thanks
    Jo Blogs
    Good morning everyone

    Super going with all the PADs - keep up the great efforts

    Wishing you all a super PADay!
    Saved Nitty Gritty 7440.75 [149%] / 5000-[Sep] 58.44 for the 'Save 12k in 2017' #157
    2017 Womble #35 3463.27 Sept NSDs 4/15CCCChl 9/12 months
    Sept PPChl#002 Pts 71
    • Erme
    • By Erme 15th Jul 17, 7:30 AM
    • 3,596 Posts
    • 21,542 Thanks
    Erme
    Its forecast to rain - therefore quit the shops and even the online shopping - challenge yourselves to a treat that costs 1 or less and PAD folks

    Great pads coming in



    I need to wake up and blitz bathroom (just sign below LOL)

    E

    I believe in the power of PAD
    Come and join us on the Payment a Day thread


    • laurababs
    • By laurababs 15th Jul 17, 9:36 AM
    • 220 Posts
    • 1,387 Thanks
    laurababs
    PAD of 5.57
    PADDING since 06-07-17

    Total so far 80.09
    • jet9cat
    • By jet9cat 15th Jul 17, 10:40 AM
    • 1,463 Posts
    • 10,606 Thanks
    jet9cat
    Had a couple of ebay sales last night so another 220 paid of this morning .. whoop !
    Originally posted by mumofthetwins

    Well done on the ebay sales, great result and contributing to yesterday's total of


    345.89
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
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