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    • castri09
    • By castri09 29th Nov 10, 6:18 AM
    • 262Posts
    • 3,624Thanks
    how much do people allow themselves to spend in december
    • #1
    • 29th Nov 10, 6:18 AM
    how much do people allow themselves to spend in december 29th Nov 10 at 6:18 AM
    hi all
    i was thinking about trying to just live on a certain amount in december but its so hard i have looked at my diary i have meal here birthday there christmas is a very expensive time of year.

    sorry if there is another thread about december spending

    how much do people allow themselfs to live on in december
    Last edited by MSE Archna; 30-11-2010 at 2:01 PM.
Page 1
    • determined new ms
    • By determined new ms 29th Nov 10, 6:42 AM
    • 7,035 Posts
    • 41,501 Thanks
    determined new ms
    • #2
    • 29th Nov 10, 6:42 AM
    • #2
    • 29th Nov 10, 6:42 AM
    I guess it depends on the individual circumstances, you cut your cloth to suit your means. Ive paid for nearly all my presents through money I've saved throughout the year, and have budgeted for an extra 100 in December, however if it were a few months ago it would have been less
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
    • HappyMJ
    • By HappyMJ 29th Nov 10, 12:51 PM
    • 20,595 Posts
    • 17,201 Thanks
    • #3
    • 29th Nov 10, 12:51 PM
    • #3
    • 29th Nov 10, 12:51 PM
    I think an extra 1,000 should cover it. I've only put the money aside and ordered the food and drinks for christmas day and that alone is 150. Then there is the extra gas/electric bills. Then the going out to see everyone... The day in January when the credit card bill arrives is a day I'm not looking forward to.
  • rictus123
    • #4
    • 29th Nov 10, 1:10 PM
    • #4
    • 29th Nov 10, 1:10 PM
    An extra 400 should be plenty for me..

    Hopefully manage on half that
    Work in progress...Update coming July 2012.
    • beanielou
    • By beanielou 29th Nov 10, 2:19 PM
    • 57,948 Posts
    • 238,370 Thanks
    • #5
    • 29th Nov 10, 2:19 PM
    • #5
    • 29th Nov 10, 2:19 PM
    As little as possible for me.
    Paying off my overdraft is more important to TBH.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
  • dudley3012
    • #6
    • 29th Nov 10, 2:24 PM
    • #6
    • 29th Nov 10, 2:24 PM
    it is a tricky one. I try ot buy pressies in the year if and only if they are an exceptional buy. I also stock up on toiletires nad chocolates fomr Poundland and make hampers etc
    I save with Park for vouchers which come in very handy (18 per month gets me 230 in mid November) and for food nad drink over the period, I save clubcard vouchers (this year we had nearly 200) and if we are hosting a party we ask everyone ot bring a bottle and a plate (this can be anything fomr a bottle of mixer nad tube of pringles to a box of wine and lovely cakes) on top of that for al lthe extra visiting and socialising we have to be really strict and only spend about 75-100 as we do not have the luxury of being able to pop it on CC or in the overdraft anymore. It is a lot of faff but also a lot of fun
    • Jazzie99
    • By Jazzie99 29th Nov 10, 2:29 PM
    • 283 Posts
    • 1,628 Thanks
    • #7
    • 29th Nov 10, 2:29 PM
    • #7
    • 29th Nov 10, 2:29 PM
    About 1,000 (ouch - that looks like a lot when I write it down!).
    That includes:
    - presents for our two children, 7 adults and 4 other children
    - parties/socialising
    - food & drink
    - childcare during the holidays
    Friend Debt: 5,000/3,850
    2013 Start Mortgage: 306,585/306,585
    Overpayments: 0
    ISA Saver:
  • djj
    • #8
    • 29th Nov 10, 4:25 PM
    • #8
    • 29th Nov 10, 4:25 PM
    About 1,000 (ouch - that looks like a lot when I write it down!).
    That includes:
    - presents for our two children, 7 adults and 4 other children
    - parties/socialising
    - food & drink
    - childcare during the holidays
    Originally posted by Jazzie99
    756 inc food, drinks, presents and wifes birthday on the 23rd.All paid for.Wont have credit card.No nasty bills in Jan!
    • catmiaow
    • By catmiaow 29th Nov 10, 4:28 PM
    • 5,692 Posts
    • 38,381 Thanks
    • #9
    • 29th Nov 10, 4:28 PM
    • #9
    • 29th Nov 10, 4:28 PM
    I brought my Christmas presents 4 months ago and I am avoiding the Xmas work do as we have to pay so I would say and extra 150 for gas and electricity and a bit of meeting up with friends!
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one!

    Thanks to everyone who posts competitions. You are the stars of the board
    • pickleiamin
    • By pickleiamin 29th Nov 10, 4:38 PM
    • 155 Posts
    • 330 Thanks
    Im lucky I only have a few presents to buy, so I will do it on 200 hopefully. I am at my gfriends parents on Xmas Day, Boxing Day and then home so wont have to get any extra food.

    I have done all my Xmas shopping online and where possible I have got the company to gift wrap

    My partner and I have put a limit of 50 on the present(s). Christmas is the time for being with each other and have a relaxing time for me, not spend spend spend which it has become.

    Good luck all.
  • Dellers
    We do not go to parties. So I dont need any new clothes etc for that .I am lucky that both my children are young so for both of them there presents were cheap enough. the daughters bike was 35 and my sons walker was only 15 in asda. I spent a 5 on each of them for stocking fillers . My husband is getting a watch for 35 down from 177 thats all he is getting after his birthday gift a month ago cost 500!
    • an9i77
    • By an9i77 29th Nov 10, 8:29 PM
    • 1,420 Posts
    • 3,475 Thanks
    Give myself a budget for buying presents of 300, and during xmas week a budget of 200 for everything (although staying with rellies so won't need to buy much food)
    • Angel_Jenny
    • By Angel_Jenny 29th Nov 10, 9:47 PM
    • 2,781 Posts
    • 9,246 Thanks
    In November and December I don't make a payment into my savings account and use that to buy all the presents and bits and bobs I need. Plus perhaps a treat for me too if I stick to a reasonable budget.

    I try to put a bit away each month specifically for Christmas but I am not very good at it. I have a standing order to my savings account every month so I pay that 10 months of the year. I find it easier that way.

    I will probably spend about 600 all in all and if I stick to that I can just transfer the extra back into my savings again.

    I buy for family and friends but also do hampers for elderly neighbours that soon add up as I like to put treats in that they wouldn't buy themselves.
    • kochi1
    • By kochi1 29th Nov 10, 11:53 PM
    • 267 Posts
    • 674 Thanks
    I'm pretty tight with family presents - got it down to 3 and they get 10 each (I set the price as a challenge for them which they seem to like) and all in all with other gifts/christmas lunches with friends/secret santa's at work tend to get away with about 150.
    At least the fish fingers are still frozen, that's what I keep telling myself (Truly Madly Deeply)

    • pickleiamin
    • By pickleiamin 30th Nov 10, 8:22 AM
    • 155 Posts
    • 330 Thanks
    Well Ive just done my Christmas shopping and spent 30, just got one more present for my Gfriend and that will take it to 70 so I am pretty happy with that
  • rachelet
    I think we will probably spend about 1000 this December but that includes:

    Christmas presents for our 4 kids
    Christmas presents for me and DH
    Christmas presents for family,7 adults
    Birthday presents for 2 of our kids
    Birthday presents for my dad and Fil
    Birthday present for my really good friend
    Food and drink at Christmas
    Probably a few meals out as well for various birthdays during the month
    Birthday party for DD2 for her friends from school

    Blimey I think I am going to have a busy December and then in January its my birthday and my DH has just had his birthday at the end of November. Its an expensive time of year. I did start early this year on presents though as I got all the kids some clothes for Christmas and birthdays in the sales in January.
    • larmy16
    • By larmy16 30th Nov 10, 11:23 AM
    • 4,218 Posts
    • 8,039 Thanks
    I saved about 200 in pound coins throughout the year (took part in the sealed pot challenge) plus 200 M&S vouchers through Park which a friend runs.

    I have done the bulk of my shopping on a quiet Saturday night (thank you X factor and Strictly) and only go out one day - Christmas day to relatives.

    Other than that I eat as I do all year round, bar the odd Celebrations and choccies I am given for Christmas.

    I think it feels less like Christmas this year than ever before?

    I always take Christmas week off and that is the best present ever in my opinion.
    Grocery Challenge 139/240 until 31/01
    Taking part in Sealed Pot No.819/2011
    Only essentials on Ebay/Amazon

    • sugarbaby125
    • By sugarbaby125 2nd Dec 10, 1:05 AM
    • 1,439 Posts
    • 9,298 Thanks
    WHat is Christmas?
    I expect to spend 70 on Christmas this year, as I am currently unemployed. I have four children, aged 28, 27, 18 and 10, plus 4 grandchildren aged 5, 4, 11 and 8. I only have the 70 budget, because I was lucky once again to win playing bingo online. As my children are aware of my financial situation, they have been very understanding and expect no presents. My ten year old son is happy to accept one present. My 28 and 27 year old also have birthdays on 10th and 14th December respectively, so also have to forgo presents for these as well. As the bulk of that budget will be used to buy food treats and a present for my 88 year old mother who resides in a nursing home. I had always taught my children that christmas is more about having a good time with your friends and family, than the giving of lavish presents. These lessons have really born fruit this year, as there has been no resentment at the lack of money to celebrate Christmas. We have endured many other lean christmases, this one is just leaner than others. We are invited to my neice for Christmas Day and one of my sister's for Boxing Day, so we have a really good Christmas to look forward to. I have been blessed with the talent to write poetry, so I intend to pen poems for each of my children to remind them of what special human beings that they are. I bought some packets of crayons for my two youngest grandaughters earlier in the year for less than a pound a packet, and will get them some packets of A4 paper from either my local 99p shop or Poundland. I got my 8 year old granddaughter a set of 7 new puffin books for 99p plus 2.50 p & p from ebay as she is an avid reader. For my 11 year old grandson, I found a new collectors bakugan ds games for only 5.99 including P & P again from ebay much earlier in the year. I also have books for my grandson and two younger granddaughters, that I had bought earlier in the year and put aside. I have 8 living siblings and too many aunts, uncles, cousins, second cousins etc to count, so my family always only buys for our own children and grandchildren, plus a few other family members of our choice, so that christmas has never been a spend fest, even though I come from this extra large extended family. Even on an extremely tight budget it is possible to have a really special time at Christmas, especially if you are surrounded by loving members of your family. Christmas Eve, will be my mother's special Christmas day, as I am a non-driver. My Mother does not mind, as she essentially gets two Christmas Days. I can hardly wait for Christmas, I am counting down the days. Merry Christmas Everyone, may you all remember the true meaning of Christmas and have a very special time with all your loved ones.
    • Naomim
    • By Naomim 2nd Dec 10, 8:39 AM
    • 1,219 Posts
    • 2,931 Thanks
    I save every month so I usually have 400 to spend. I buy presents for my own two children and their three cousins. Also a small gift for my in laws as we go to them for Christmas dinner every year.

    My work Christmas party is free for both myself and partner and they re-imburse cab fares too which is excellent as it's often in the centre of London and I live out in the burbs and cabs can be upwards of 100 once you get there and back Problem is you can only claim back in January so have to pay it out first. DH's Christmas "do" isn't free (or open to plus 1's ) but he and his mates usally book into a Holiday Inn for the night and split the costs. It works out much cheaper.

    I will probably buy something to wear too but Primark or Asda.

    I think the heating will be one of the main things as we are sitting in deep snow here and it's freezing

    Naomi x
    CC's Nov16 18,609.97 / Jun17 21032.03 Overdraft 06/17 4577.44 07/17 4505.35
    Aiming for a debt free date: April 2024
    2 savings club #26 lost count but still collecting!
    Here's my diary: A Ditherer's Diary Again
    • Plumjam
    • By Plumjam 2nd Dec 10, 4:09 PM
    • 54 Posts
    • 108 Thanks
    I pay 45 a month into an account and so do 5 of my brothers and sisters. That covers presents for 7 sisters, 3 brothers, 9 OHs and 21 nieces and nephews, 2 aunts and 1 uncle (and Easter presents for the under 18s). We buy big presents between 6 of us and the other 5 buy the smaller, christmassy things that everyone likes. This year I will ask for money to buy new saucepans in the January sales. In addition I buy for 2 sons (budget 100 each - spend loads more but take it our of their savings that we pay into every month). On top of that, one big family 'do' - take pudding and wine. Christmas day spent at sister's so take port and cheese and then cook for said sister and friends on New Year's eve. An expensive month but budgeted for all year and so no horrible CC surprises in January. (Btw - I put most of it on the CC to get points from Mr T)!
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