Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • blue_ashleigh
    • By blue_ashleigh 13th Jan 09, 11:29 AM
    • 424Posts
    • 340Thanks
    0 WOW
    Co-operative membership card
    • #1
    • 13th Jan 09, 11:29 AM
    0 WOW
    Co-operative membership card 13th Jan 09 at 11:29 AM
    I couldn't find a thread on this, but if there is one could someone let me know

    Does anyone have the co-operative membership/ loyalty card?
    Is it worth it? It says it costs £1 taken from your share of the profits - how much is a typical share of the profits?
    Any good/ bad experiences?
Page 1
    • Lorian
    • By Lorian 13th Jan 09, 11:30 AM
    • 4,298 Posts
    • 2,430 Thanks
    • #2
    • 13th Jan 09, 11:30 AM
    • #2
    • 13th Jan 09, 11:30 AM
    It all depends on how much you spend, bit like a tesco clubcard.
  • debidoodle
    • #3
    • 13th Jan 09, 11:38 AM
    • #3
    • 13th Jan 09, 11:38 AM
    I have one there are a number of benefits throughtout the year with different savings on items 10% off furniture, 5% electrical etc. I must confess to not buying a lot of groceries unless it is a very good offer etc.
    • markyb33
    • By markyb33 13th Jan 09, 1:14 PM
    • 23 Posts
    • 26 Thanks
    • #4
    • 13th Jan 09, 1:14 PM
    • #4
    • 13th Jan 09, 1:14 PM
    I have one, and though i don't shop much at co-op because there is not a local store i do bank with smile and to my surprise last year vouchers arrived for co-op stores for £48.65. I just spent them before they ran out in December at the pharmacy and now have another £18 for 6 months. So yes I'd say its definately worth it ...
    • earthmother
    • By earthmother 13th Jan 09, 1:22 PM
    • 2,515 Posts
    • 5,427 Thanks
    • #5
    • 13th Jan 09, 1:22 PM
    • #5
    • 13th Jan 09, 1:22 PM
    I spend around £20-£30 a week in the Co-op, usually remember to hand over my card, and got about £11 of vouchers last time. The payout varies each period as it's based on the profits of the group, just like a shares dividend (in fact I've always know this scheme as 'the divi' from my Grandma - it's been going for years).

    Admittedly it's not as high a percentage as Tesco etc, and it can only be used instore, but it's not like it costs anything to do, other than the £1 sign-up.

    The member days are useful too - usually 10% weekends 2 or 3 times a year for non-food (everything from a newspaper to a fridge or wardrobe)

    Each Co-operative group will have a different card - worth checking if you're near a 'border' - our Co-op store runs the blue card, but the newly taken over Co-op chemist 200yards round the corner is on the yellow card as it's in a different group - and the two can't be combined, so if you're in a similar position, you need to decide if you want to sign up to both groups, or just the one you'd use more often.

    DFW Nerd no. 884 - Proud to be dealing with have dealt with my debts
    • scubaangel
    • By scubaangel 13th Jan 09, 1:40 PM
    • 6,389 Posts
    • 10,347 Thanks
    • #6
    • 13th Jan 09, 1:40 PM
    • #6
    • 13th Jan 09, 1:40 PM
    I have one and have for about four years, the first year I got a small amount back from it, then I moved away from an stores which used the scheme, but when I started reusing the card this year I found out that they want you to pay the £1 a year even for the two years I didnt use it at all, so I'm not sure if its still worth me using it, I only buy odd bits from there so might not earn enough points to cover the £3 membership fee over the next 12 months (usually milk for work every couple of weeks). Might be worth baring in mind if you stop using it for any reason.
    Itís not worth doing something unless someone, somewhere, would much rather you werenít doing it.
    Sir Terry Pratchett
    Find my diary here
    • gunsandbanjos
    • By gunsandbanjos 13th Jan 09, 2:15 PM
    • 12,095 Posts
    • 105,002 Thanks
    • #7
    • 13th Jan 09, 2:15 PM
    • #7
    • 13th Jan 09, 2:15 PM
    I want to buy a washing machine from co-op electrical store, if i sign up for this then i would get 5% off, is that right?
    The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt.
    Bertrand Russell
    • nesssie1702
    • By nesssie1702 13th Jan 09, 4:15 PM
    • 1,342 Posts
    • 4,384 Thanks
    • #8
    • 13th Jan 09, 4:15 PM
    • #8
    • 13th Jan 09, 4:15 PM
    It depends on what Co-op you're buying it from.

    Gunsandbanjos, notice you're in Edinburgh and most of the Co-ops there are Scotmid. They are a Co-operative, but not part of the Co-op Group and therefore they won't accept a Co-op card
    • gunsandbanjos
    • By gunsandbanjos 13th Jan 09, 4:19 PM
    • 12,095 Posts
    • 105,002 Thanks
    • #9
    • 13th Jan 09, 4:19 PM
    • #9
    • 13th Jan 09, 4:19 PM
    I would be buying it from their online electrical store. Would that work?
    The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt.
    Bertrand Russell
    • denton6
    • By denton6 13th Jan 09, 4:45 PM
    • 565 Posts
    • 801 Thanks
    I would be buying it from their online electrical store. Would that work?
    Originally posted by gunsandbanjos
    yer it should do.
    wendy x
  • K9ine
    If it's the yellow 'Bee' Membership card the £1 sign-up is just taken once, NOT yearly. It's actually a legal requirement to have a payment for membership if a companies profits are to be shared. In the Isle of Man this type of scheme is NOT allowed and they just have loyalty points at a fixed rate.

    The Co-op payout has so far always exceeded Tesco clubcard standard payout percentage, but is less than the clubcard deals percent. The Co-operative membership vouchers can be exchanged for cash and do NOT have to be used instore. Occasionally you are also entered into a prize draw.

    Other co-operative societies may be different, for example 'Southern Co-ops' have a members day at Portsmouth Historic Dockyard after attending a short members meeting, and buffet.
    Last edited by K9ine; 14-01-2009 at 12:44 AM. Reason: missed a word
  • middy60
    you can use the members card for everything, holidays banking insurance,funeral,groceries,pharmacy and earn points from all
  • middy60
    or even petrol and at bp ones you can get necter and coop points
    • blue_ashleigh
    • By blue_ashleigh 14th Jan 09, 9:22 AM
    • 424 Posts
    • 340 Thanks
    Cheers guys You've all been very helpful!
    I shall sign up
  • MandyLou66
    Hi! I got one of the yellow bee cards when our local co-op was renovated back in August. Do they have set times of the year for payouts or vouchers as to date I have received nothing apart from the odd £2 off £20 spend generated at the till.
    'Neither a lender nor a borrower be'
    Now why didn't I take any notice of the
    second part of that quote!!???
    • The_Biff
    • By The_Biff 14th Jan 09, 7:30 PM
    • 386 Posts
    • 89 Thanks
    There is also a Co-op Members Credit Card which also pays a divi.

    When people say "the market system is the only way to go.." I say "what about the co-ops? "What about mutual building societies?"

    Long live the Co-op.
    Nice to save.
  • hippey
    The co-ops are all different, some are part of a larger group.

    Some are still go it alone groups, like the Lincoln Cooperative.

    It's a great system, the only stores that come close are the John Lewis Partnership, which are co-owned by the partners (staff)

    I wish more retailers were like this, old fashioned customer service, and prices which reflect reality.
    These are my thoughts and no one else's, so like any public forum advice - check it out before entering into contracts or spending your hard earned cash!

    I don't know everything, however I do try to point people in the right direction but at the end of the day you can only ever help yourself!
  • middy60
    they payout twice a year in June and December
    • SandC
    • By SandC 15th Jan 09, 9:25 AM
    • 3,778 Posts
    • 5,593 Thanks
    I joined in August and was told that I wouldn't get a payment in December because I had not been a member for 6 months. They pay out in December and June. It isn't just vouchers, when I signed up I opted to have cash paid direct to my bank account.

    I have just bought a fridge freezer from the online store and didn't get any discount but that might have been because it was reduced anyway. I did get full points for it.

    The Co-op is my local shop and I am always in there so it's worth it for me. They do have good deals on quite often but I don't tend to get staples such as coffee/tea/tinned goods unless they are on offer.
    • 1jim
    • By 1jim 15th Jan 09, 10:55 AM
    • 2,583 Posts
    • 1,178 Thanks
    coop is my local shop so use it for bread and milk and things I run out of, also bank with smile so get points from there as well.

    You can take the vouchers into the coop food store and they will swap them for cash as well so you dont have to buy something to use them. We save ours up and once a year cash them and pay into childrens savings account. the card we have is the white and orange one with bee (in case not all do this)
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,878Posts Today

6,924Users online

Martin's Twitter
  • RT @Mattallwright: I don?t think life is fair. I think we have to work to impose our idea of fairness on life. It doesn?t come pre-justiced?

  • 3 tips to succeed if you want to start your own business, from me, an accidental entrepreneur...

  • My advice for budding entrepreneurs... why a good idea is a nightmare...

  • Follow Martin