20/20 Vision (repaying a debt to my home and myself)
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Rosa, that is an excellent resource, thank you. Not far from me either.
Well done on contacting a roofer, I hate doing things like that too.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese0 -
Found you and subscribed ...no pressure lol
We got this!
Happy new diary
Sam xxGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Happy shiny new diary.
20 major house things is a LOT.Fab new diary, good luck xxxxredofromstart wrote: »Well done on contacting a roofer, I hate doing things like that too.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
I think you & I must have different ideas on major dia.
To me major is a new floor , wetroom or kitchen.
Even better a new conservatoryI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
moneyonmymindsam wrote: »We got this!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
Oh I've just found you. :j:j:j
Going back to read the thread.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
doingitanyway wrote: »I am debt free but I have neglected myself and my home for years. My home and I have held up well after years of neglect, but we are both shabby and need of care and attention. I need to move on. This house needs a little family to love it. So I am giving myself 20 months for us both to be camera ready, so we can rise from the ashes of debt like phoenixes in 2020.
So over the next 20 months I will do a minimum of:
--20 Major home improvements
--20 Minor home improvements
--20 kilos
--20 drab to fab changes
--20 health improvements
--20 giant frogs to eat
--20 normal sized frogs to eat
I will set a monthly goal in each category and [STRIKE]moan[/STRIKE], [STRIKE]whinge[/STRIKE] report on it throughout the month until it is done
For APRIL it looks like this:
—Fix the roof
—Find window film for living room, put it up, clean the window and get curtains taken up
—Lose 2 kilos
—Wear tinted lip balm and perfume everyday in April.
—Walk 3 miles at least once a week
—Get insurances in place. This is A GIANT FROG outstanding for over a decade
—Get glasses. This is a normal sized frog outstanding for 3 years.
So, here I go…:)
I love this post. Can't wait to see what you achieve now. You're Wonder Woman :T1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
parsniphead wrote: »I love this post. Can't wait to see what you achieve now. You're Wonder Woman :TIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
What, you mean you haven't got the outfit.
I was going to go Catwoman but would look like a bag of ferrets bosting to get out.
Good luck with the roofer.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
parsniphead wrote: »What, you mean you haven't got the outfit.
I was going to go Catwoman but would look like a bag of ferrets bosting to get out.
Good luck with the roofer.
I want the roofer to call but he is not back until next week. Feeling impatient as I just want stuff to changeIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000
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