There still may be trouble ahead .....

Skint_yet_Again · 8 September 2019 at 4:25PM

Lack of sleep is awful. As a parent I remember sleepless nights when my son was growing up (now 24yo) and more recent years when we got a puppy it was a killer. Definitely the older you get the less you can cope with little or no sleep

Hope you manage to save enough to move soon and have nicer quieter neighbours at your new place.

[Deleted User] · 8 September 2019 at 7:19PM

Hi Skint yet Again, and thank you.

[Deleted User] · 22 September 2019 at 9:16AM

Woken up to the rain this morning, which was actually quite pleasant because I don't need to go out in it

I've been so busy with work recently that I haven't had time to think about anything else. The de-cluttering is going very slowly, but I'm trying to clear at least one thing every day, even if it's only a piece of paper. I'll get there eventually.

I have at last finished the fridge freezer and re-stocked with some batch cooking, so that I've got something to grab for work or for after work when I'm short of time.

I haven't spent much money, so that's good. I haven't made very much, so that needs some attention.

My goal for the next 5 weeks is to complete the moving fund before I get paid for October. I need to have another very frugal month with September's wage and to earn about £300 extra. I think it's doable if I focus and get on with it.

savingwannabe · 22 September 2019 at 6:51PM

Well done on decluttering even though you have been busy at work. It's fab that you have batch cooked. Good luck with moving fund and the rest of the month. If you can make £300 that will be great.

pinknsparkly · 23 September 2019 at 12:13PM

Decluttering one item per day is an awesome idea - I may have to steal that one! I want to declutter my house but the task always feels so completely overwhelming that I never get round to actually starting!

Batch cooking is such a fab idea - what foods do you batch cook? My "batch cooking" is currently limited to making a large amount of bolognaise sauce and serving that for dinners or lunches throughout the week but it does get rather boring pretty quickly

[Deleted User] · 6 October 2019 at 9:36AM

Hi pinknsparkly, what a lovely name

My batch cooking is nothing exciting, just pasta and sauce, or rice and veg - just something I can grab on the way out to work or microwave when I get in from work.

On the financial front, it looks as if I have enough money coming in through the month to reach my moving savings goal before next payday. This is as long as I don't spend anything except the £30 in my purse, which is doable, except there are some things that I want to buy.

I have been on a bit of a spending spree the last couple of months. I can't shake off the feeling there may be trouble ahead - maybe at work, I can't help but think about a big company like Thomas Cook going under and workers just out of a job with no notice. Throw in Br exit and winter, and I feel like I need to be a bit more prepared.

With that in mind, I want to have a supermarket delivery for a bit of a stock-up for winter for things that I can't carry very well.

I've also started to study a course related to work which I'm hoping will give me some other options in the future. I need a light laptop or a tablet that I can carry with me, I'm not sure which would be best for that.

So, financial focus for the rest of this month is to make a bit more money to pay for these two things, and make sure I have my moving fund in place.

savingwannabe · 6 October 2019 at 12:13PM

Hurrah for your moving fund. You have raised that so quickly well done. I think once you have experienced a threat to your job it makes you hypersensitive to it happening again. It has happened to me also. In a way it is good as it keeps you on your toes so you can see opportunities before others do.

With regard to a laptop or tablet remember you maybe able to get a perfectly decent one second hand via fleabay etc.I must do some of this batch doodah cooking. Im learning loads from all of you lovely members of the forum.

Hope you are having a good day and resting.

ginnyknit · 17 October 2019 at 10:08AM

You are doing so well and every time the neighbours annoy you it will keep you focused. Batch cooking is so good, just imagine how much you save not buying lunch at work. Ive been stocking up the cupboards too and a quick trip to Iceland filled my newly cleaned freezer and saved me numerous trips to the supermarket. I think its wise to be careful the way things are at the moment.

savingwannabe · 26 October 2019 at 12:42PM

Does anyone else get the song '..There may be trouble ahead..' in their heads when they look at this thread???? lol.

We must plan ahead always I am learning so you are doing the right things which is a reminder for me too.

[Deleted User] · 27 October 2019 at 9:01AM

It's payday tomorrow :j

There were times (in a pre-mse life) when I didn't really notice payday, because I was using so much credit anyway. These days I love payday, I can see what's left and set my budgets for the next month. It's like a fresh start every month

I've scraped my moving fund by the skin of my teeth (£28 left over); I'm still planning on moving next year, but at least I know I've got the money to just go if things get really bad here. It's also my emergency fund in the meantime.

Now starts the long haul to my freedom from work fund, a year's living money so I could leave if things got really bad there and would have time to sort things out.

I have been a bit spendy recently, so I really need to get that back under control, and also get back to bringing in some extra money somehow.

Off to do some budgetting

bln

There still may be trouble ahead .....

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