Bank accounts that show pending card transactions
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anm72
Posts: 50 Forumite
Hi Which banks show pending card transactions just switched to hsbc and they do not have this so looking to switch again when they pay me £150!
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Hi Which banks show pending card transactions just switched to hsbc and they do not have this so looking to switch again when they pay me £150!
App-based banks Starling or Mozno, a prepaid card or basic bank account. They will usually show pending transactions instantly.
It can be hit or miss with most other accounts.
My local Costa and Morrisons don't appear to authorise small transactions, so my bank doesn't know about them until a day or two later.
When you use a Starling, Monzo, prepaid or basic bank account card every transaction is authorised, so the bank knows about it immediately.
Having said that, my local Tesco had a problem processing payments a while ago and a transaction I made using a prepaid card didn't hit the account until about two weeks later.
Tracking you own spending is your best option.0 -
Lloyds show transitions immediately0
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Barclays too, although I wouldn't make it my main reason for holding an account.I came into this world with nothing and I've got most of it left.0
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equitydealer wrote: »Lloyds show transitions immediately
Do they?
Online statements and the APP show pending transactions (if not contactless) but they are not debited immediately.0 -
Sanatander are slow to show the true amount in your account and often have pending transactions or amount available.0
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Nationwide shows pending debit card transactions on my FlexAccount on the mobile app.0
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You could always get a free curve card and link to your existing debit cards as a way to get instant spending notifications for accounts where the bank themselves don't offer it.0
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