Bank accounts that show pending card transactions

anm72

Hi Which banks show pending card transactions just switched to hsbc and they do not have this so looking to switch again when they pay me £150!

SnowTiger

anm72 wrote: »

Hi Which banks show pending card transactions just switched to hsbc and they do not have this so looking to switch again when they pay me £150!

App-based banks Starling or Mozno, a prepaid card or basic bank account. They will usually show pending transactions instantly.

It can be hit or miss with most other accounts.

My local Costa and Morrisons don't appear to authorise small transactions, so my bank doesn't know about them until a day or two later.

When you use a Starling, Monzo, prepaid or basic bank account card every transaction is authorised, so the bank knows about it immediately.

Having said that, my local Tesco had a problem processing payments a while ago and a transaction I made using a prepaid card didn't hit the account until about two weeks later.

Tracking you own spending is your best option.

equitydealer

Lloyds show transitions immediately

Shakin_Steve

Barclays too, although I wouldn't make it my main reason for holding an account.

agrinnall

SnowTiger wrote: »

Tracking you own spending is your best option.

This every time. It is the only way to be certain of your record of transactions.

jonesMUFCforever

equitydealer wrote: »

Lloyds show transitions immediately

Do they?
Online statements and the APP show pending transactions (if not contactless) but they are not debited immediately.

louby40

Sanatander are slow to show the true amount in your account and often have pending transactions or amount available.

Fingerbobs

Nationwide shows pending debit card transactions on my FlexAccount on the mobile app.

Stuart_W

You could always get a free curve card and link to your existing debit cards as a way to get instant spending notifications for accounts where the bank themselves don't offer it.