Moved Home, how long does it take to reflect on the credit file

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Hi,

Just out of interest, how long does it take for a credit file to be updated with the "current" home address.

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  • [Deleted User]
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    It depends when the CRA's get updated that you are now on the ER.

    Usually within a couple of months.. maybe a tad more
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
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    Hi Fred


    Have you updated all your creditors with your new address? They should report the change to the credit reference agencies they are using. It's also a good idea to make sure you have updated your address on the electoral roll and with any utility companies.


    By doing this your credit file will be updated, it usually takes around 6 weeks for the changes to show but could take a little longer.


    Best wishes


    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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