Splendid September's NSD's challange

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  • marmiterulesok
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    I don't plan to spend anything today, so am declaring nsd #3 early.
    Happy Monday everyone!
  • beanielou
    beanielou Posts: 90,542 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Also declaring NSD no 3.

    Wet & miserable here :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • marmiterulesok
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    beanielou wrote: »
    Also declaring NSD no 3.

    Wet & miserable here :(

    Scottish weather, huh? :(
  • beanielou
    beanielou Posts: 90,542 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Scottish weather, huh? :(
    At its blooming best!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • marmiterulesok
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    beanielou wrote: »
    At its blooming best!

    Yes!

    I'm moving back to Scotland next year you know.I'm thrilled.I miss my family.
  • s1n25
    s1n25 Posts: 113 Forumite
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    Count me in please!! fell of the wagon towards the end of last month. Positive attitude for the month!! Sticking to my plan.


    Going for 20 days!! Need a quiet month as Oct is already looking busy.
    Not counting, food, petrol, gym class, bills & DD.


    01/09 - not a good start, spent on house items
    02/09 - didn't leave the house! NSD #1 completed.


    Today I've brought my own lunch, tea is already prepared. Straight home after work. Counting today as my NSD #2
    Debt Free Diary..."Start of a new chapter"
    Nov: Unsecured Debt : £2,900.. Bring your lunch to work 1/18..NSD challenge 5/20

  • [Deleted User]
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    Hi,

    Not done this one for ages.

    Count me in for 10 days please :)

    Pmo2
    X
  • beanielou
    beanielou Posts: 90,542 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Yes!

    I'm moving back to Scotland next year you know.I'm thrilled.I miss my family.

    Ohh exciting :D
    What part of Bonnie Scotland?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • spudsmum
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    spudsmum wrote: »
    Back to join again please

    Will aim for 8. Exemptions are YS bargains, medicine, baby milk, nappies, wipes etc. Also petrol and anything else I can claim back via work expenses.

    First NSD today!
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • marmiterulesok
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    s1n25 wrote: »
    Count me in please!! fell of the wagon towards the end of last month. Positive attitude for the month!! Sticking to my plan.

    It's happens to us all sometimes....start over again. :money:
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