".......Learning to dance in the rain!!"

Yesterday I decided to do my annual review with SC for our Dmp, for the mean time I have decided to stay with them until we find out what is happening with Mr H's inheritance. I have had to reduce our payments by half as things have been really tight recently and the thought of another 12months like this is horrifying, we missed a repayment in June (i must of had my head in another place ) and the letters/calls from that was enough to stress me out! It has made our DFD much further away but we know this is just short term until we can offer settlement payments.

Barclay card are threatening to cancel my repayment plan :cool: they have never defaulted the account in the 3-4years we've been on the dmp but threw the threat of it at us this week, i would fight for it to be backdated if they did :mad: I'm annoyed as their debt isn't my highest amount yet they get 60% of my total monthly debt repayment, I wish they would just pass it to a debt collector as they are terrible to deal with :mad:

We continue to battle the food bills as weekly shops creep up, dieting isn't cheap and Missy H continues on a restricted diet. I paid £3 for her biscuits the other compared to 69p for the boys "normal" version :mad: maybe it's time to get my a&£$ in to gear and get baking again. If anyone finds my inner domestic goddess please direct her back my way, she's wondered off again

Summer needs to be super cheap. no holiday planned other than a few days camping with my friend and all the kids.... Mr H is staying at home to deal with the animals to avoid cattery/coarding fees! Days out look to be the way forward, just need the sun to shine as picnics in the many many local parks are free :rotfl:The woods behind us are great to explore and have some amazing den building areas.

The little Hinge's wish lists this year consist off:

Swimming
Den building
Cinema
Bowling
Legoland :eek:
Zoo
Musical and trip to london booked as part of missy H's birthday kids week means her place was free and we booked train tickets super super cheap
Camping..... friend paid half the site fees so £35 for the 4 nights :j will cook at the tent other then maybe fish and chips one night.
Baking.... fingers crossed it will help cut the food bill at the same time :rotfl:oh and fill their hollow legs
Picnics at every park
A day at the beach
Gardening
Movie marathon
Lots of Ps4 Minecraft :rotfl:

I'm trying to include lots of library trips for new books, our new bedtime routine is really helping.... 7hours sleep from superman one night last week , we have the usual arts and craft cupboard over flowing and we have a action plan from school to keep Superman tuned in to mathsover the holidays :T

The little H's have just demoished the Hm sausage rolls they made this morning and it looks like we are heading out to the forest! Should be interesting as I'm currently on crutches..... if I'm not back by bedtime send out a rescue party :rotfl::rotfl:

Mrs H x