And so it begins: The Pig Vs The Mortgage

Morning :wave: Clear blue skies and glorious sunshine again :j. It warm already so it's clearly going to be scorching later:p
I was awake at 6 so I got up and made our picnic so once I've had a leisurely coffee and a read it'll be breakfast and our adventure in the hills:). I love walking in the hills and getting up to a height where it's cool will be ideal on a day like to day. Particularly looking forward to today as it's one that's meant to be particularly picturesque and I've had it on my to do list for a while.

In money news I've had £42 of eBay sales this week and I'm hoping for a nsd but might need to fill the car up.

My (late) April totals are ;

Os payment £904/£430
AVC £880/£880
OS benefit £76.35
Mortgage neutral balance £87,288.09 :j
Capital Reduction £2,595.04 :j:j

This did include a one off payment of £705 from the remnants of a monthly saver that I hung on to get the bonus but it has given me my best month ever :)

Happy sunny Bank Holiday

PP xx

:beer:

Karmacat wrote: »

Actually, it sounded like you were trying very hard *not* to whinge. But however you want to deal with the craziness around you is fine


Woo hoo :j


You sound like you're having a ball :beer: are you actually doing things you've put on your bucket list?


Lots more jumpy smilies need to be inserted here, good heavens! Brilliant. You're going to have a wonderful retirement when you get there.

Thank you lovely Karma, you are always so kind:A.

museumworker wrote: »

Sorry to hear you had a tough start to the week, but your weekend sounds wonderful. Congrats on the amazing mortgage ops, nearly £3k in a month is very impressive.

Hi MW :wave: Thank you . It's actually not all op as it includes the capital repayment part of my mortgage payment but I'm still delighted :). I like looking at it in terms of capital reduction as it really feels like you're getting somewhere. Hope you and yours are good. All your bargain furniture sounds fabulous:T

shangaijimmy wrote: »

Great progress and great sounding adventures...action packed days!

Thanks Jimmy, every £ is a step closer
I've had a great weekend but I'm pooped now :rotfl:

Evening :wave:

I've spent all day thinking it's Monday:p. Work has been good and the kids are working hard and behaving well:D. My marking is up to date and tomorrow's prep is done

In money news all but one of my eBay sales has paid so the are packaged ready to post tomorrow and the money plus a 94p tt has been transferred to the os pot. I haven't had a nsd as I had to fill the car up and needed milk so all necessary.

I'm feeling much better in myself after my horrid week (a lovely weekend of fresh air and exercise helped enormously) and I'm determined to keep that particular situation at arms length where possible. This plus plenty of exercise, sleep and good, healthy food is what works for me so this will be the focus of this month's well being goals

Today's mfw and well being successes included;

Went for a walk at lunchtime

Did a spin class

Drank 2 litres of water

Lo for lunch and roasted Mediterranean veg pasta and salad for dinner

Off to bed as I'm determined to be asleep by 10.30:)

Happy Tuesday to you

PP xx