Payment A Day Chapter 18

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  • LittleMissDetermined
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    Hi everyone

    Sorry I have been awol... this weekend the house has turned into the money pit and we have been emergency DIY-ing! More will need to be spent I think to get things where they need to be :(

    For today, purse change to piglet of £1.94

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • erin_transport
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    Hi
    £120 to OH cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    Sorry to hear about the house LMD, they are expensive at the best of times, always something that needs doing but to have emergency DIY required is a bit drastic. Hope it all goes OK for you.

    Well done mike on the overpayments. If you can't overpay the mortgage again until August are you going to keep padding and if so what's next on the hit list?

    Nice to see you back TheMrsTeal.

    PAD for me today of £10 to the balance cc
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    First Anniversary Name Dropper First Post
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    £10 to CC2 today. Thanks.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Oh dear LMD. Hope it doesn't turn out to be too expensive!

    Today's PAD is another £7 to card 1.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • erin_transport
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    Hi

    £88 to pension pot
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • LittleMissDetermined
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    Thanks guys, hopefully not as bad as first thought but glad I have savings to dip into!

    My offering today is £2.40 bank round down to the credit card please sunshine

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • TheMsTeal
    TheMsTeal Posts: 331 Forumite
    First Post
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    Token 50p to cc.:)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
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    Sorry for AWOL! Just haven't had a moment to breathe.

    Sat: £58.26
    Sun £95.70
    Mon £310.88


    £132 for me today.
  • cufc_mike
    cufc_mike Posts: 587 Forumite
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    jet9cat wrote: »
    Well done mike on the overpayments. If you can't overpay the mortgage again until August are you going to keep padding and if so what's next on the hit list?

    Thanks Jet - yeah, I've just opened a Lifetime ISA recently with Hargreaves Landown. I'm paying £25 a month into that, but need to up my payment because I have virtually no pension pot (aged 31 - not good!). Figured I'll start making additional payments into that instead. I think I can pay in something like £4,000 a year, but the government give you 25% of whatever you invest as a bonus.

    Made my first payment of £18.81 into there yesterday, and a further payment of £24.45 today.
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