isa versus saving account versus Santander 123

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eithnemc
eithnemc Posts: 32 Forumite
First Anniversary First Post Combo Breaker
edited 10 July 2018 at 2:30PM in ISAs & tax-free savings
Good Day everyone, If someone could confirm which is the best move, i would be greatly appreciative!

I have £4358 in last years Santander ISA - I need to move this
I don't need easy access - Should i move it to

another ISA account - if so what is the best one
or to a savings account - if so what is the best one
or to my 123 Santander account

I also have £25000 in Santander 123 account - should this be invested in a better savings account if so any suggestions

I have a mortgage with Santander of £55,563.19 paying interest of £95 a month i have 7 years left

I would need easy access to say £5000

Thanks in advance!

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  • badger09
    badger09 Posts: 11,211 Forumite
    First Post First Anniversary Name Dropper
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    eithnemc wrote: »
    Good Day everyone, If someone could confirm which is the best move, i would be greatly appreciative!

    I have £4358 in last years Santander ISA - I need to move this
    I don't need easy access - Should i move it to

    another ISA account - if so what is the best one
    or to a savings account - if so what is the best one
    or to my 123 Santander account

    I also have £25000 in Santander 123 account - should this be invested in a better savings account if so any suggestions

    I have a mortgage with Santander of £55,563.19 paying interest of £95 a month i have 7 years left

    I would need easy access to say £5000

    Thanks in advance!

    Suggest you read this & come back with any questions

    https://www.moneysavingexpert.com/savings/which-saving-account/
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