Abba1772's Debt Free Diary

stepuptothepl8 wrote: »

Logic says you should go for the one with interest, and make minimum payments towards the Argos.. OR work out how many months you've got left on the Argos one and divide the £299 by that, so that you are sure of paying it off before you have to start paying interest..

I'd go for the latter I think, but that's just me

I like your logic............think I will put £75 a month into the Argos card as its due to run out at the end of May then any other overpayments can be towards the credit card thanks stepuptothepl8

I now have a plan xx

Abbie was given a king size bed (bigger than mine :eek:) so sold her single bed for £20 :T and her mattress for £10 :rotfl: so dropped the bed off to a girl I know through playgroup and I'll get the money off her tomorrow and my other friend is collecting the mattress on Friday so as soon as I have the cash in my hand half will get transferred into the mortgage account :T so another £15 will be going in there :j

Also messaged my friend to see if she wanted any of Abbie's duvet cover sets and a table lamp as she's struggling at the moment do she's collect them this week so another space created xx

Me and hubby had a bit of a clear out so got a cars worth cleared out the house and I have space in my bedroom again :T

Still got £8.88 in the bank and £8 in my purse which won't last long :rotfl::rotfl: good job I get paid tomorrow off one parents so I'm hoping to nip up the the bank and put some money in my bank :T fingers crossed xx

Roll on Wednesday and Thursday as I will have pennies in the bank

Evening :hello:

I am shattered pelvis is aching working 7am til 6pm it's been a long day xx

Monday is always manic set up playgroup £2 then came home and made lunch for the kids then did the nursery run and nipped into town to put £50 in the bank :T then over to the range and got Abbie her sheet for her new bed £10.99 then popped over to Asda for juice £2 wipes £1 and bread £1 :T so all within my £15 budget :T

So out of the £50 I put in the bank I transferred £30 bank into my usual savings as needed to borrow from it at weekend for fuel and £10 went to the mortgage fund :T as my friend paid me the £20 for the bed :T

Good news is I got paid off my parents who couldn't pay me for over 2 weeks do she's paid me £100 so far so she only owes me £124 for last week and £45 for this week

Out of the £100 I've allocated £40 towards xanders school trip in May so it's now in a sealed envelope gave £10 to hubby and £50 is going towards Abbie's Italy trip as technically I've struggled without being paid so I'm not going to miss it and it's going towards stuff that needs paid if that makes sense xx