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    • little_green
    • By little_green 10th Oct 19, 4:47 PM
    • 420Posts
    • 1,047Thanks
    2020 planning
    • #1
    • 10th Oct 19, 4:47 PM
    2020 planning 10th Oct 19 at 4:47 PM
    have started to plan for 2020.
    have made a few edits to my spreadsheet & happy with the way it's looking.
    I'll also be using this new format for the remained of the year in a way to test it out & roll out any bugs before the new year.
    I've ambitiously decided I want to increase the amount I save per month, unfortunately what i've realized through calculations is that it's somewhat unrealistic.
    What i'm interested to know is how much you budget per month for the following
    - food shopping/household buys (eg washing up liquid)
    - eating out (takeaways/restaurants)
    - personal allowance (to spend as you wish on treats for yourself whether its a choclate bar or new clothing).

    I'm in a household of 2 adults. We will both pitch in 50 for the first 2 totaling 100 (for each) for the month & then both use 100 of own money freely.

    honestly 100 in total is more than i want for dining out but in all fairness that's only like 50 twice a month which a restaurant can easily add up to (for 2 diners).

    also how feesalbe is 100/month for 2 adults monthly shop?

    how much do you spend on yourself each month for luxury/treat items? 100 seems frivolous

    thanks in advance
    Last edited by little_green; 10-10-2019 at 6:53 PM.
Page 1
    • caledonian princess
    • By caledonian princess 12th Oct 19, 9:53 PM
    • 390 Posts
    • 884 Thanks
    caledonian princess
    • #2
    • 12th Oct 19, 9:53 PM
    • #2
    • 12th Oct 19, 9:53 PM
    We are two adults and two cats and spend 300 each month on food and household. We live in the back of beyond so we don't eat out. We have 110 between us for entertainment - that's some TV channel subs, buying a movie to watch etc., books and video games. I don't think that either of feel deprived on this but again we don't go out much because the travel is too much hassle.
    • Hettyhound
    • By Hettyhound 13th Oct 19, 12:20 PM
    • 301 Posts
    • 1,710 Thanks
    • #3
    • 13th Oct 19, 12:20 PM
    • #3
    • 13th Oct 19, 12:20 PM
    Hi, I’m a single person plus 6 year old boy plus 2 cats and 1 dog! I budget 150 per month for food/household shopping as 25 pet food, 25 household stuff so washing powder, cleaning stuff etc and then 100 left for food at approx 25 per week. It’s tight! But you do find a lot of cheaper recipes and batch cook stuff. I’ve also stopped buying unnecessary things like kitchen roll (I now use old clothes cut up into rags for mopping up), I reuse old bread bags for sandwich bags etc and I’ve recent invested in some beeswax wraps in place of cling film. I have to say that A1di has been instrumental in reducing the shopping bills, as is H0me bargains for household. Tins and frozen veg is also excellent for bulking out recipes to go a bit further.

    I have various saving pots for things like presents and clothes so I allow myself 10 a week for me. We don’t do take always, eating out, pay for tv or holidays (at the moment). This is all so I can overpay the mortgage and get rid of it in a few years so when my son is older we can holiday to more unusual places to have some great experiences. It does kind of become a bit addictive so be warned !!!
    SPC #120 SPC 12: 125.86
    MFW #90 Mortgage start Dec 2015 79,950; November 2019 58,897.77; 2019 OP 1557.26/1500
    • happydays89
    • By happydays89 16th Oct 19, 12:55 AM
    • 283 Posts
    • 2,147 Thanks
    • #4
    • 16th Oct 19, 12:55 AM
    • #4
    • 16th Oct 19, 12:55 AM
    Little-green, if 100 seems frivolous then keep what you feel comfortable to spend and save the rest....
    • little_green
    • By little_green 16th Oct 19, 9:56 PM
    • 420 Posts
    • 1,047 Thanks
    • #5
    • 16th Oct 19, 9:56 PM
    • #5
    • 16th Oct 19, 9:56 PM
    thanks all for the responses.
    wow @Hettyhound that's a strict budget well done on keeping to it. Definitely better to be ambitious. Yeh i totally understand what you mean about things getting addictive.
    re 100 seeming frivilous i guess it's just bc I don't actually need anything. I have so much clothes & whats worse is my social life is somewhat lacking so it's really not like i have that much of an opportunity to actually wear them (laughs & cries) ... but seriously, i just feel like if i have so much stuff do i need more? The way i "justify" it to myself is that majority of my clothes are from boo sales or charity shops thus at times i do hav moments of "oh i'll just treat myself to that its new & although i have lots they were all preownded & didnt cost much". But i feel guilty bc I didnt actually NEED the new items.
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