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  • FIRST POST
    • beanielou
    • By beanielou 1st Oct 18, 4:27 PM
    • 63,847Posts
    • 283,277Thanks
    beanielou
    Oofy omtimistic Octobers NSD challange.
    • #1
    • 1st Oct 18, 4:27 PM
    Oofy omtimistic Octobers NSD challange. 1st Oct 18 at 4:27 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of October.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.

    A big thanks to Nargleblast for the great suggestion of the word oofy~~
    a 19th century word that was an informal term for rich or wealthy.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 5
    • marmiterulesok
    • By marmiterulesok 6th Oct 18, 10:35 PM
    • 7,794 Posts
    • 35,457 Thanks
    marmiterulesok
    Yesterday was #4.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 7th Oct 18, 9:10 AM
    • 7,794 Posts
    • 35,457 Thanks
    marmiterulesok
    Spendy day today: just made an online purchase.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • doingitanyway
    • By doingitanyway 7th Oct 18, 12:07 PM
    • 4,379 Posts
    • 26,937 Thanks
    doingitanyway
    NSD number 3 today.

    I planned to go out but going to focus on home based activities instead. I need coffee as I had none this morning but I don't drink it any other time so I can get up early tomorrow and restock to ensure a good start to the day
    Target by end of Aug goal: 2000/4000
    Car costs savings: 500
    Xmas savings 50
    • chocolatelover93
    • By chocolatelover93 7th Oct 18, 4:57 PM
    • 985 Posts
    • 6,845 Thanks
    chocolatelover93
    Chocolatelover, don't waste your money on cough medicine. It has been proven that so-called cough medicines don't work. Honey and lemon is just as effective, coats the throat and soothes the irritating tickle. If you are bringing stuff up then your body is doing what it is designed to do.

    Suggestions for coughs and colds - honey, lemon juice, pinch of dried ginger in a mug, top up with hot water, stir, add a slosh of rum or brandy.

    Elderberry syrup - contains antioxidants that are effective against winter bugs. Take a spoonful every morning in autumn and winter, every 2-3 hours if you have a cold. Can be put in a mug with hot water as a soothing hot drink - take a mug of this with two paracetamol and save money on so-called "cold capsules".

    Inhale steam from a bowl with eucalyptus oil added to clear the nasal passages.

    In public places be aware that these germs are present on door handles and any hard surfaces, so wash your hands and don't touch your face or eyes. Avoid crowded public places if possible, there's always somebody spluttering and sneezing over everyone else.

    Ok, lecture over.
    Originally posted by Nargleblast
    Thank you! Don't have any honey or lemon but have been having hot drinks to soothe it. I've got some Vicks so will give that a go with steam. Eating a curry as well hoping that'll help a bit x
    Read my diaryHere
    • milann
    • By milann 7th Oct 18, 5:58 PM
    • 2,626 Posts
    • 15,601 Thanks
    milann
    It’s the start of my October cc bill today so I count this as my 1st day of my month. Please can I join the challenge - [COLOR="Red"]can I go for 15 NSD [/
    I’ve just done a £50 Aldi shop so should be off to a good start tomorrow but I’m away for a week at the end of the month - could be an interesting challenge

    Trie to do target in red but it hasn’t worked....

    I’m including all spends except chub club and dds birthday pressie which is budgetted for.
    Last edited by milann; 07-10-2018 at 6:18 PM.
    • Nargleblast
    • By Nargleblast 7th Oct 18, 7:40 PM
    • 9,332 Posts
    • 60,090 Thanks
    Nargleblast
    Happy to report NSD number 5 safely snaffled!
    One life - your life - live it!
    • Honeysucklelou2
    • By Honeysucklelou2 7th Oct 18, 10:02 PM
    • 1,695 Posts
    • 8,593 Thanks
    Honeysucklelou2
    NSD number 1 - done!
    paydbx2019 #93 £793.95/£10,100 .
    School trips £1269£1269..
    EF £310
    • Hopeless Case
    • By Hopeless Case 8th Oct 18, 6:05 AM
    • 942 Posts
    • 5,821 Thanks
    Hopeless Case
    I can't remember how many I've already noted, but Monday - Thursday were all NSDs, Friday and Saturday most definitely weren't but yesterday was, so 5/20, happy with that
    Feb GC £54.80/£200
    NSD target: Jan 15/20
    Bring Your Lunch to Work Target Jan 13/18
    £1 a day: Jan £22.7/£35
    Tesco CC Aug 18 £10,151.56 £9753.37 0% 30mnths, First Direct CC Aug 18 £4321.80 £3627.85 0% til Feb 20
    • SSDD23
    • By SSDD23 8th Oct 18, 8:54 AM
    • 1,113 Posts
    • 3,342 Thanks
    SSDD23
    Spendy weekend - bottle of wine on Saturday (it was a stressful day) and birthday gifts for my Nan yesterday

    Only need to buy food for work which doesn't count as spends, so 5/15 for me today
    Debt Target #01 - £0/£228
    • bellyflop
    • By bellyflop 8th Oct 18, 5:39 PM
    • 15 Posts
    • 119 Thanks
    bellyflop
    NSD number 5 in the bag today!!
    Oct NSD 7/15
    Oct £2 per day £41.00/£62.00
    Oct Grocery Challenge £137.54/£250
    • beanielou
    • By beanielou 8th Oct 18, 5:50 PM
    • 63,847 Posts
    • 283,277 Thanks
    beanielou
    NSD no 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Nargleblast
    • By Nargleblast 8th Oct 18, 9:14 PM
    • 9,332 Posts
    • 60,090 Thanks
    Nargleblast
    Number 6 for me today.
    One life - your life - live it!
    • marmiterulesok
    • By marmiterulesok 9th Oct 18, 3:20 AM
    • 7,794 Posts
    • 35,457 Thanks
    marmiterulesok
    Yesterday was #5.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • doingitanyway
    • By doingitanyway 9th Oct 18, 7:22 AM
    • 4,379 Posts
    • 26,937 Thanks
    doingitanyway
    I am working from home today and not going out this evening so I am claiming my NSD number 4 early.
    Wishing you all a positive day
    Target by end of Aug goal: 2000/4000
    Car costs savings: 500
    Xmas savings 50
    • SSDD23
    • By SSDD23 9th Oct 18, 7:43 AM
    • 1,113 Posts
    • 3,342 Thanks
    SSDD23
    Not one today - need to buy hair dye as the roots and the grey are coming through
    Still on the quest for a blonde that I like though
    Debt Target #01 - £0/£228
    • beanielou
    • By beanielou 9th Oct 18, 12:06 PM
    • 63,847 Posts
    • 283,277 Thanks
    beanielou
    NSD no 7 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 9th Oct 18, 12:16 PM
    • 63,847 Posts
    • 283,277 Thanks
    beanielou
    Itís the start of my October cc bill today so I count this as my 1st day of my month. Please can I join the challenge - [COLOR="Red"]can I go for 15 NSD [/
    Iíve just done a £50 Aldi shop so should be off to a good start tomorrow but Iím away for a week at the end of the month - could be an interesting challenge

    Trie to do target in red but it hasnít worked....

    Iím including all spends except chub club and dds birthday pressie which is budgetted for.
    Originally posted by milann
    Not sure if this will work.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 9th Oct 18, 12:20 PM
    • 63,847 Posts
    • 283,277 Thanks
    beanielou
    Not one today - need to buy hair dye as the roots and the grey are coming through
    Still on the quest for a blonde that I like though
    Originally posted by SSDD23
    I use John Freda precision foam.
    LOve it.
    Always buy when it is on offer
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 9th Oct 18, 12:31 PM
    • 63,847 Posts
    • 283,277 Thanks
    beanielou
    I have updated the thread as best as I can.
    This is so not me
    Please check that yoour targets/totals to date are correct.
    Big thanks.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 9th Oct 18, 12:37 PM
    • 63,847 Posts
    • 283,277 Thanks
    beanielou
    [QUOTE=beanielou;74860464]Challangers for Octobers NSD thread.

    Beanie 15 7/15

    Marmite 22 5/22


    SSD23 15 4/15

    bellyflop 15 5/15

    doingitanyway 15 4/15


    Starting-Again 20

    Nargleblast 20 6/20

    Hopeless Case 20 5/20

    jodles16 15 3/15

    S1N 25 20 3/20

    millan 15

    Honeysucklelou2 10 1/15

    chocolate lover 93 15 3/15

    Chandelier 15

    Apricity 15 2/15[/QUOTE

    Totals up to today 9th October. 13.36
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
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