Marks & Spencer 9 months 0% NO FEES

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I noticed this in today's Sunday Times.

9 months 0% on both BT's and purchases.

And there are NO BT FEES!!!

Apply online here
Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)

Comments

  • smartsaver
    smartsaver Posts: 968 Forumite
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    Has anyone been instantly accepted for this card?
  • koru
    koru Posts: 1,502 Forumite
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    Looks good for stoozing, but no indication if they give a decent credit limit. Note, their terms and conditions say only six months 0% for BTs, but the website clearly says 9 months, so I think the T&Cs are probably out of date.
    koru
  • koru
    koru Posts: 1,502 Forumite
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    And although their website says their customer services is 24/7, I just tried it and it says call back during normal working hours.

    They need to get their act together.
    koru
  • Hanoijane
    Hanoijane Posts: 179 Forumite
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    "We" signed up for an &more credit card instore & were given a 10% off "today's purchase" voucher.

    It might be worth applying for this instore if you want to buy some M&S stuff.
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
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    What kind of micky mouse operation is this ????

    I mean the website says one thing but the terms and conditions say somethign else ?

    The website says 0% for 9 months on purchases and balance transfers

    The T&C says 0% for 6 months on balance transfers only ?

    I'll look again at it once the T&C matches what they are advertising.
  • koru
    koru Posts: 1,502 Forumite
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    deemy2004 wrote:
    The website says 0% for 9 months on purchases and balance transfers

    The T&C says 0% for 6 months on balance transfers only ?
    The T&C says 9 months 0% for purchases. The discrepancy is with BTs.
    koru
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