Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Thanks MTG she's still in a lot of pain but as nothing's broken she should feel better in a day or two.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've volunteered for two mornings in a row these last two days. It's been great fun as they've been rehearsing for their leavers assembly .
I won't go back to the school until September now as I go to Scotland next week to visit my sister. That's come around quickly! My flight is booked but I need to book a coach to the airport. I'm looking forward to some quality sister time but wish DH was coming too.
Yesterday afternoon I popped in to see my friend for coffee and a catch up. I hadn't see her for two months so there was a lot of catching up to do.
It was quite hot again today (23 degrees) but with a slight breeze. I hope it's sunny when I'm away.
I earned just over £6 this afternoon on YG surveys so chuffed with that :T.
Hope everyone is having a good Friday .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »I've volunteered for two mornings in a row these last two days. It's been great fun as they've been rehearsing for their leavers assembly .
I won't go back to the school until September now as I go to Scotland next week to visit my sister. That's come around quickly! My flight is booked but I need to book a coach to the airport. I'm looking forward to some quality sister time but wish DH was coming too.
Yesterday afternoon I popped in to see my friend for coffee and a catch up. I hadn't see her for two months so there was a lot of catching up to do.
It was quite hot again today (23 degrees) but with a slight breeze. I hope it's sunny when I'm away.
I earned just over £6 this afternoon on YG surveys so chuffed with that :T.
Hope everyone is having a good Friday .
Your volunteering with the children is lovely. Your trip has come round fast , do you fly from Exeter ? Your sister is in Scotland isn't she ? It will be a great trip, DH will be ok , he was last time , but I guess you will miss him.
Enjoy your Saturday jaunt if you are going tomorrow.0 -
Ha I meant to ask where in Scotland , was it near Inverness , that was where Seaside Gal went recently.0
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I fly from Bristol Cumbria. The nearest airport to my sister is Inverness, so she'll meet me there. I hope she's got the Prosecco in .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Bristol was my next guess. Not as far on a coach this time. Yay to the Prosecco.0
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Cumbria_lass wrote: »Bristol was my next guess. Not as far on a coach this time. Yay to the Prosecco.
A lot quicker journey on the coach this time. A bit of hanging about at airports but I don't mind that so much as there's more to see.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I'm feeliing tired already but then I've done 11,117 steps already :j.
I did my saturday saunter this morning. I got a book for £2 by JK Rowling called 'Very Good Lives' based on her speech to Harvard graduates, which I thought would be interesting. It's about learning from failure etc.
It was a bit of a spendy day after that as I needed nail varnish for my toes (my current one had gone all weird and lumpy and I realised I'd had it for about ten years :eek:), new sun block, hand cream and two more 100ml bottles for my toiletries to be decanted into. Plus I got a colourful strap for my suitcase as I nearly picked up the wrong one by mistake on my last trip :eek:.
Apart from that it was bananas, satsumas, cheese and bread from Mr T and berries from the fruit stall. Not forgetting my real treat, my Costalot latte .
When I got home I cleaned out the furry moron, emptied all the bins and separated the recycling and ironed three tops :A.
The schedule now is shower, relax, dinner, cider and more relaxing in that order .
Hope everyone is having a great Saturday .Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sorry to hear your mum had a fall, hope she's feeling better soon.
Glad you got your saunter and latte. Enjoy your cider and relaxation tonight xxChristmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £0 -
Glad that you enjoyed your SAturday saunterI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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