Payment A Day Chapter 18

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  • Erme
    Erme Posts: 3,597 Forumite
    First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
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    arc2014 wrote: »
    Sorry for being AWOL for a few days. Back with another PAD of £11.75 which clears my first debt! :j

    Well done you !!! This deserves what oldies know and love! The dancing Llama banana_smiley_16.gif
    sashybo wrote: »
    Hi all, another AWOL PADder sneaking back in. :o

    £45 to loan no1, more survey payouts. :T Loan no1 very nearly gone - only £239 left to pay off. :j Then will start PADding to the next highest interest rate loan.

    Bad news is I had to do a CC BT today to pay off a huge vet bill for my cat's dental work last month. :( Pet insurance won't pay out on it. :mad: BT is 0% until June 2019 though so will be able to get rid of it before then, just so annoying having to add to the debt total though. :(

    Yeah but you've been here before wifey and it's not the end of the world - hugs - big-hug.gif
    So I'm back again to try and pay off this horrible debt! I paid £10 towards my debt to mum yesterday. I've been playing around with interest rates today to reduce my other debts but I just don't feel like I'm getting anywhere :-(

    Just wondering catlady - have you googled 'debt snowball'? Might shine some light on your debt busting and encourage you? Just a random thought - sure you'll get there. Please, we've all been where you are and remember to come up for air hun exploding-hug.gif
    TheMsTeal wrote: »
    Token 0.30 to cc please.

    I am just loving these 30p pads teal. Proves we take all pads and none is too big or small. Go the teal!!! :money:


    and that's me with my normal niggles doing my normal monday check in and thinking 'how can I avoid getting drenched like a small furry later when I go for a good no spendy walk :)

    have a good week peeps!!!! (I've got to spend less LOL)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • ahall3519
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    Good evening everyone! Please put me down for £25 tonight to the usual debt two! Hope everyone is well!
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    £46.01 was total for Sunday 24th September. Lots of lovely little pads :j
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    £77.21 to card 2 is my pad for today.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • cufc_mike
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    Minimum payment day today, with £23.69 automatically coming out my bank. I'm going to top it up slightly with a bank round down of £7.57. So my total PAD for today is £31.26.
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    £188.88 was the total for Monday 25th September. :beer:

    Just a few days of September left. Is there anyone that would like to volunteer to take on the counting up duties for October?
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • dg1019
    dg1019 Posts: 967 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    £18.68 to card 3 is my pad for Tuesday.
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • LittleMissDetermined
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    Some money owed has been paid so £600 back to savings where I’ll be less tempted to spend it.

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • AdventureWanted
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    £2.83 to CC1 today.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Mummy_bear
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    Morning

    £69.60 to the BC

    Will review account ts later and try another PAD

    Well done everyone

    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
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