Payment A Day Chapter 18
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Sorry for being AWOL for a few days. Back with another PAD of £11.75 which clears my first debt! :j
Well done you !!! This deserves what oldies know and love! The dancing LlamaHi all, another AWOL PADder sneaking back in.
£45 to loan no1, more survey payouts. :T Loan no1 very nearly gone - only £239 left to pay off. :j Then will start PADding to the next highest interest rate loan.
Bad news is I had to do a CC BT today to pay off a huge vet bill for my cat's dental work last month. Pet insurance won't pay out on it. :mad: BT is 0% until June 2019 though so will be able to get rid of it before then, just so annoying having to add to the debt total though.
Yeah but you've been here before wifey and it's not the end of the world - hugs -catlady1990 wrote: »So I'm back again to try and pay off this horrible debt! I paid £10 towards my debt to mum yesterday. I've been playing around with interest rates today to reduce my other debts but I just don't feel like I'm getting anywhere :-(
Just wondering catlady - have you googled 'debt snowball'? Might shine some light on your debt busting and encourage you? Just a random thought - sure you'll get there. Please, we've all been where you are and remember to come up for air hunToken 0.30 to cc please.
I am just loving these 30p pads teal. Proves we take all pads and none is too big or small. Go the teal!!! :money:
and that's me with my normal niggles doing my normal monday check in and thinking 'how can I avoid getting drenched like a small furry later when I go for a good no spendy walk
have a good week peeps!!!! (I've got to spend less LOL)
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Good evening everyone! Please put me down for £25 tonight to the usual debt two! Hope everyone is well!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0
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£46.01 was total for Sunday 24th September. Lots of lovely little pads :jTesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0
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£77.21 to card 2 is my pad for today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0
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Minimum payment day today, with £23.69 automatically coming out my bank. I'm going to top it up slightly with a bank round down of £7.57. So my total PAD for today is £31.26.0
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£188.88 was the total for Monday 25th September. :beer:
Just a few days of September left. Is there anyone that would like to volunteer to take on the counting up duties for October?Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0 -
£18.68 to card 3 is my pad for Tuesday.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)0
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Some money owed has been paid so £600 back to savings where I’ll be less tempted to spend it.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.480 -
£2.83 to CC1 today.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning
£69.60 to the BC
Will review account ts later and try another PAD
Well done everyone
MBMy LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:£40773.61 /£46444.23 87.8% paid0
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