Business Bank Account/Canal Boat
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Hanlon296
Posts: 7 Forumite
Hi,
I'm hoping someone can help, I've been running around in circles so far.
My situation is that I've been living on a canal box for just over 2.5 years, no permanent mooring (I move every 2 weeks). I've gotten around post by hiring a PO Box and that's been working fine. Until now...
I've recently just set up my business and no bank will accept my PO Box address as proof of identity - I knew I'd run into some trouble. Lloyds TSB refused (even though my personal account is with them), I've tried Metrobank because I heard good things and they told me that their search is based on an Equifax data base - so I contacted them, who said they use Royal Mail, so I contacted a nice guy on the phone there who said:
RM: Well, if you put your name at the top of that address, would it get to you?
Me: Yeah.
RM: Then your address is in our system, try the bank again.
Tried the bank. They've been promising to return my calls for over a week now but no such joy and I'm fast running out of options (and savings!) and I need to invoice soon to stay alive.
Can anyone advise on....anything really?! Just anything to move this forward. I'm not asking for a line of credit, just somewhere to dump my money each month. I have a UK passport, driving license etc. But I keep coming up against 'computer says no' and not an ounce of common sense so far.
Any help would be greatly appreciated.
Regards,
Mr S Hanlon
I'm hoping someone can help, I've been running around in circles so far.
My situation is that I've been living on a canal box for just over 2.5 years, no permanent mooring (I move every 2 weeks). I've gotten around post by hiring a PO Box and that's been working fine. Until now...
I've recently just set up my business and no bank will accept my PO Box address as proof of identity - I knew I'd run into some trouble. Lloyds TSB refused (even though my personal account is with them), I've tried Metrobank because I heard good things and they told me that their search is based on an Equifax data base - so I contacted them, who said they use Royal Mail, so I contacted a nice guy on the phone there who said:
RM: Well, if you put your name at the top of that address, would it get to you?
Me: Yeah.
RM: Then your address is in our system, try the bank again.
Tried the bank. They've been promising to return my calls for over a week now but no such joy and I'm fast running out of options (and savings!) and I need to invoice soon to stay alive.
Can anyone advise on....anything really?! Just anything to move this forward. I'm not asking for a line of credit, just somewhere to dump my money each month. I have a UK passport, driving license etc. But I keep coming up against 'computer says no' and not an ounce of common sense so far.
Any help would be greatly appreciated.
Regards,
Mr S Hanlon
0
Comments
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LloydsTSB de-merged some years ago, so presume you're with Lloyds. If so try TSB as I have heard they are capable of thinking outside the box. I am also presuming that the address on your driving licence is your PO Box No. rather than an actual address, or have you used friend's/relative's address. Which could be another avenue to exploreIf you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0
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Thanks Lincroft.
Yes, I'm with Lloyds (but will try TSB, thanks).
Address on drivers licence is a friends address, who is just going through a divorce - so that address will no longer be valid for much longer. Hence why I'm trying to find a sustainable solution.
I could give a family members address (I'm based in London, all family some +100 miles away), but that kinda defeats the point and I might not be home for 4-6 months or more.
Also, forwarding mail only last so long. I looked it up when I initially moved onto the boat, and I don't want to burden anyone with the task of forwarding my mail.0 -
Thanks Lincroft.
Yes, I'm with Lloyds (but will try TSB, thanks).
Address on drivers licence is a friends address, who is just going through a divorce - so that address will no longer be valid for much longer. Hence why I'm trying to find a sustainable solution.
I could give a family members address (I'm based in London, all family some +100 miles away), but that kinda defeats the point and I might not be home for 4-6 months or more.
Also, forwarding mail only last so long. I looked it up when I initially moved onto the boat, and I don't want to burden anyone with the task of forwarding my mail.
If you get a loan there's nothing to stop you changing your address to the PO Box No as "a temporary measure" a few weeks later.If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0 -
lincroft1710 wrote: »If you get a loan there's nothing to stop you changing your address to the PO Box No as "a temporary measure" a few weeks later.Signature removed for peace of mind0
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