2018 Mortgage-Free Wannabes

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  • bit_by_bit
    bit_by_bit Posts: 1,155 Forumite
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    :j#164 Overpayment today is £289.80. this odd figure with the regular mortgage payment should round the mortgage down to £30,550

    Grand Total now £539.80/£3200 overpaid this year.
    Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.
  • runninglea
    runninglea Posts: 907 Forumite
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    number 88 reporting a £1700 repayment - thanks alot
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700
    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • allmannerofthings
    allmannerofthings Posts: 111 Forumite
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    edited 29 March 2018 at 5:28PM
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    #115 here with my first overpayment of 2018. My target for this year is £3500 and my overpayment for March is £1000. Many thanks :)
  • emma_nottingham
    emma_nottingham Posts: 40 Forumite
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    Can I sign up please. Will post my targets once Ive finished them. Thank you
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
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    Hello HS,

    This thread is ace. It really keeps me on the straight and narrow, so much so that this month I've managed to live entirely off £120 just to ensure that my £1250 OP was made. I'm very grateful to you for running this despite it feeling like a struggle for me this month.

    Anyway, No.171 reporting April's overpayment of £1250 bringing this year's total to £5047.72.

    I'm now at the stage of saving my monthly OPs because I've reached my overpayment limit with the bank. The new year for that starts again in September.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • teameffort
    teameffort Posts: 134 Forumite
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    #143 reporting in with March over payments amounting to £261.54.

    Thank you
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • anna42hmr
    anna42hmr Posts: 2,844 Forumite
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    anna42hmr wrote: »
    Hello, number 105 here, please can you put me down for my usual op of 215.26 for march please, so a year to date total of £645.78

    well done everyone on their OP's to date

    and thanks again for running this challenge

    Hi Hiddenshaddow, can you update mine for me for March as think my earlier post may have been missed

    many thanks
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £572.15 overpaid as at March so YTD = £355.88 Total OP since mortgage started in 2015 = £34,178.29
  • MoneyMission
    MoneyMission Posts: 652 Forumite
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    Hello,
    Number 39 here with a scraped together £329.61 for March. We've had some work done on the house that went a little over budget so I had to rob the OP pot a bit.
    Thank you,
    MM xxx
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
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    Hi,

    #10 reporting a £99 payment for March. Nothing in Feb I'm afraid but we're hoping to catch up with target soon

    Thanks a mil

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 298 Forumite
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    Hi

    #46 reporting in final numbers for March. Another small OP taking my total for March to 1106.31. Total YTD is £3013.66.

    Things will probably slow down a little as the extension work starts in April. Anyway I'm 77% to my target, so I'm pleased with that.

    Thanks Hidden!

    MM
    x
    O'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,788
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