Forum Home » Mortgage-Free Wannabe

2018 Mortgage-Free Wannabes - Page 55

New Post Advanced Search

Coronavirus: The latest from MSE


The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
The official MSE guides: UPDATED MSE Coronavirus Guides

NEWSFLASH


New, free ‘Academoney’ course from MSE and the Open University launches
All the key areas of personal finance are covered, so that you can master your money decisions


2018 Mortgage-Free Wannabes

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
1.4K replies 115.2K views
15253555758141

Replies

  • bit_by_bitbit_by_bit Forumite
    368 posts
    Third Anniversary 100 Posts
    ✭✭
    :j#164 Overpayment today is £289.80. this odd figure with the regular mortgage payment should round the mortgage down to £30,550

    Grand Total now £539.80/£3200 overpaid this year.
    Wife, mother, gardener, nurse, Big C survivor. Aiming to retire at 55 March 2021- 10 months to go.Challenges 2020: Banish the Clutter 2020 17/52 bags plus 5 large items
    Make £2020 on 2020 #80 £1059.63/£2020
    MFW # 87 2020: £266.87/£2300
  • number 88 reporting a £1700 repayment - thanks alot
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700
    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • edited 29 March 2018 at 5:28PM
    allmannerofthingsallmannerofthings Forumite
    103 posts
    edited 29 March 2018 at 5:28PM
    #115 here with my first overpayment of 2018. My target for this year is £3500 and my overpayment for March is £1000. Many thanks :)
    MFW 95 0/2000
  • Can I sign up please. Will post my targets once Ive finished them. Thank you
  • UrbanshyneUrbanshyne Forumite
    94 posts
    10 Posts Second Anniversary
    Hello HS,

    This thread is ace. It really keeps me on the straight and narrow, so much so that this month I've managed to live entirely off £120 just to ensure that my £1250 OP was made. I'm very grateful to you for running this despite it feeling like a struggle for me this month.

    Anyway, No.171 reporting April's overpayment of £1250 bringing this year's total to £5047.72.

    I'm now at the stage of saving my monthly OPs because I've reached my overpayment limit with the bank. The new year for that starts again in September.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • teameffortteameffort Forumite
    131 posts
    Ninth Anniversary 100 Posts
    #143 reporting in with March over payments amounting to £261.54.

    Thank you
    Emergency fund saved, we did it!!

    2020 #140 MFW £6,735.03/£9,500.00
    2019 #490 MFW £9,964.78/£9,600.00
    2018 #143 MFW £6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • anna42hmranna42hmr Forumite
    2.5K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭✭
    anna42hmr wrote: »
    Hello, number 105 here, please can you put me down for my usual op of 215.26 for march please, so a year to date total of £645.78

    well done everyone on their OP's to date

    and thanks again for running this challenge

    Hi Hiddenshaddow, can you update mine for me for March as think my earlier post may have been missed

    many thanks
    MFW # 105
    2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12

    2020 Target £2000 / YTD total £861.04
    Total OP since mortgage started in 2015 = £24,688.64
  • Hello,
    Number 39 here with a scraped together £329.61 for March. We've had some work done on the house that went a little over budget so I had to rob the OP pot a bit.
    Thank you,
    MM xxx
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • Maybe_its_becauseMaybe_its_because Forumite
    410 posts
    Eighth Anniversary 100 Posts Combo Breaker
    ✭✭
    Hi,

    #10 reporting a £99 payment for March. Nothing in Feb I'm afraid but we're hoping to catch up with target soon

    Thanks a mil

    MIB x
    MFW2020 #5 £600/2,000 Aim for MF-in-10 from 2015
    Sep'12 £233,750 Jan'15 £222,329 Apr’20 £151,764
    MFiT T4 #24 £48k/£34k
    MFiT T5 #24 £9,236/£41k
    £13,428 in 2012 Debt Free day 30th April 2014
  • Mortgage_MinimiserMortgage_Minimiser Forumite
    212 posts
    Sixth Anniversary 100 Posts
    ✭✭
    Hi

    #46 reporting in final numbers for March. Another small OP taking my total for March to 1106.31. Total YTD is £3013.66.

    Things will probably slow down a little as the extension work starts in April. Anyway I'm 77% to my target, so I'm pleased with that.

    Thanks Hidden!

    MM
    x
    2016 MFW#46 O'Pd- £3641.26; 2017 MFW OP'd £7779.28 ; 2018 MFW OP'd £11,515.16
    MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000
    Mortgage at start (01/2/2015) - £243,750. @31/12/15 - £235,906.71. @31/12/16 - £224,120.98. @31/12/17 - £210,224.06. @31/12/18 - £190,821.21
    Mortgage today £16,235.87
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support