The £1,000 emergency fund challenge.

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    I agree with you, stormpassing about being sure the money really is 'spare'. There's not much point saving it one day only to have to dip in and spend it on groceries the last week of the month when there's nothing in your purse. I'm not suggesting you'd do that but I certainly have had to:o

    Slow and steady is the way to go if it means the money stays safe for a 'real' emergency:beer:
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    £4.25 today from rounding down accounts :j

    Every little helps eh
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
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    77p added from another little fb sale - shame paypal got the rest of the quid but sure a few more pennies for me taking me up to £9.70 now :)
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • The_Only_Girl
    The_Only_Girl Posts: 873 Forumite
    First Post Combo Breaker First Anniversary Debt-free and Proud!
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    Just had a nice discovery today: the current account that holds the EF gave us £1.45 interest. The EF now stands at £1207.13.

    "Many drops make a bucket, many buckets make a pond, many ponds make a lake, many lakes make an ocean.". Percy Ross
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    £5. Today. Whoop whoop. Got up this morning to my £5 reward from my bank account.

    Transferred straight to EF. :j
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • patman99
    patman99 Posts: 8,532 Forumite
    First Anniversary Combo Breaker Photogenic First Post
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    That's the good thing about having a large chunk of money in the account. It will earn interest which just adds to the fund.

    I will admit to spending £65 on a Blu-ray player today as i am treating myself to Roger Waters 'The Wall' special edition Blu-ray later in the month.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • claire1a
    claire1a Posts: 106 Forumite
    First Post First Anniversary Combo Breaker
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    Well I have decided that £17.50 from me cancelling my contacts is going straight into my EF each month. I have also decided that i will round my spending account down to the nearest £0/£5 so £3 also added to the EF account! Woop!!! £35.50/£1000
    No longer Debt free
    EF - £525.27/£1000 New York £0/£1500
    SCC- £3000 SL overpayment £2500 M+D - £4000
  • takingcontrolatlast
    takingcontrolatlast Posts: 714 Forumite
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    I have transferred £10 from wages to EF making a total of £20 now :j

    I have some coinage also which I will count up and deposit at the weekend. Will give update on that also at the weekend :)
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 5 November 2015 at 9:53AM
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    Well done, all. An inspiration as always:T

    I was hoping to be able to add a bit to my EF next week but sadly it looks as if what's already in there is about to take a bashing:(

    I think the cooling fan on my laptop has died. It used to come on and off intermittently (and was pretty noisy when it was on). Always had a desktop PC until I bought this laptop a couple of years ago so not sure if that's what's supposed to happen:o. Now the fan doesn't come on at all and the underneath of the laptop is getting extremely hot after a very short while. Can't bear to have it actually on my lap:eek:

    Patman, I know you have expertise in computers and recently fixed one for your friend:). Have you any idea if whatever's wrong with mine is terminal please? Could it be easily fixed and what would it likely cost? The laptop was a refurbished one and has been brilliant in every way until this past couple of months.

    I can't live without internet access so if it's likely to be an expensive (relative to the value of the laptop) job it might be more cost effective buying a newer and more up to date laptop instead:(

    Sorry to start the day off with a moan:o. Was really thinking things were on a bit of an up until this.

    Sorry about long post but have just been on YouTube since writing the above and there are all sorts of solutions for the problem on there (all with conflicting advice as ever;)). If the problem is nothing more than dust build-up inside the laptop (as seems to be a very common problem) I'm going to have a go at one or two of the DIY fixes to blow the dust out before I seek help:j. Any other advice will still be most welcome though:beer:
  • The_Only_Girl
    The_Only_Girl Posts: 873 Forumite
    First Post Combo Breaker First Anniversary Debt-free and Proud!
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    Sorry to hear about your trouble with your laptop carbootcrazy. I cannot offer any advice because the only thing I know about computers is how to use them :(. I do hope it's just a simple fix without costing any or much and won't drain your EF.
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
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