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Hi
I really need some advice as this is really stressing me out. I lived in shared accommodation two years ago and somehow my name ended up on the water bill. We all moved out and went our separate ways then recently I was applying for a mortgage and noticed there was a ccj on my report and I had no idea why. I did some investigating and found it was for a £520 water bill. The ccj was issued in jan 2018 and I moved out in March 2017. I never received any letter or paperwork for this as I didn’t live there. I had left my forwarding address with my old landlord but nothing was sent to me. I complete a n244 form to appeal it and now I have found out I am in court on 26th November. I am really worried about it as I don’t know if it’s going to end up costing me more as I don’t have a lot of money so I don’t know if I will have money to pay the outcome. Has anyone any idea what the possible outcomes could be? And any advice? I did say in my appeal letter I would pay money if I owed it but I never knew about it as I had moved out. Thanks in advance

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  • Cardew
    Cardew Posts: 29,037 Forumite
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    Welcome to the forum.


    If your name was on the water bill you are liable for the period you lived in the property. regardless of how many shared the property; and you haven't said if you paid the water bills.


    It would not be unusual for 10 months(3/17 to 1/18) to elapse between you moving out and a ccj being issued.


    What are you appealing?
  • Macmc13
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    I’m appealing the fact I didn’t know about any font it as I had moved out and had I have known I would have paid it. If I had have received the paperwork leading up to all of this I wouldn’t have a ccj as I would have paid it
  • Macmc13
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    Any of it*
  • Cardew
    Cardew Posts: 29,037 Forumite
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    Macmc13 wrote: »
    I’m appealing the fact I didn’t know about any font it as I had moved out and had I have known I would have paid it. If I had have received the paperwork leading up to all of this I wouldn’t have a ccj as I would have paid it


    I wish you well.


    I suspect the case will hinge on wether you knew, or reasonably should have known, that there would be an outstanding bill for which you would have been liable.
  • Macmc13
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    Thanks. If I owe money il pay it but what I’m more concerned about is any extra costs that may be added on with court fees. Would I be safer calling their finance team to settle it and not go to court? Is that even possible?
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