Marriage Allowance

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  • Dazed_and_confused
    Dazed_and_confused Posts: 6,458 Forumite
    Uniform Washer
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    If your only income for the 2018:19 tax year will be the 6k then yes it makes sense for you to apply.

    Assuming he pays enough tax but no higher rate tax then you will save him £238.

    You would have to cancel it during the 2019:20 tax year and things revert to normal from 6 April 2020.

    https://www.gov.uk/marriage-allowance/if-your-circumstances-change
  • LouiseH1980
    LouiseH1980 Posts: 1 Newbie
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    As the title says.

    I applied online for previous years this is what it says:
    2017 to 2018 Applied for Marriage Allowance retrospectively
    2016 to 2017 Applied for Marriage Allowance retrospectively
    2015 to 2016 Higher earner not eligible for Marriage Allowance

    What does that mean for 15/16? my husband earned less than £40k and i only had a paid job for 6 months at the end of the year and earned £2700 (part time)
    any ideas?
  • Consumerist
    Consumerist Posts: 6,310 Forumite
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    LouiseH1980 wrote: »
    As the title says.

    I applied online for previous years this is what it says:
    2017 to 2018 Applied for Marriage Allowance retrospectively
    2016 to 2017 Applied for Marriage Allowance retrospectively
    2015 to 2016 Higher earner not eligible for Marriage Allowance

    What does that mean for 15/16? my husband earned less than £40k and i only had a paid job for 6 months at the end of the year and earned £2700 (part time)
    any ideas?
    It would seem that HMRC believes that your husband was a higher-rate taxpayer in 2015/16; he should contact HMRC if he feels they have got their facts wrong.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • polymaff
    polymaff Posts: 3,904 Forumite
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    LouiseH1980 wrote: »
    my husband earned less than £40k

    Depends what you mean by "earned". Income Tax is a tax on more than earnings.

    Savings? Dividends? Benefits - including benefits-in-kind?
  • nicksynan
    nicksynan Posts: 2 Newbie
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    Hi there

    To claim MA do you have to be living with my wife
  • sheramber
    sheramber Posts: 19,131 Forumite
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    nicksynan wrote: »
    Hi there

    To claim MA do you have to be living with my wife

    Are you both entitled to the Personal Allowance?
  • polymaff
    polymaff Posts: 3,904 Forumite
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    edited 11 April 2018 at 12:59PM
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    nicksynan wrote: »
    Hi there

    To claim MA do you have to be living with my wife

    No, I'm quite happy living with MY wife. :)

    There is no residency test.
  • nicksynan
    nicksynan Posts: 2 Newbie
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    I work, and i earn less than 40k, shes a house wife or stay at home mum.

    She has her own place, i still live at home but stay at her house most of the time, would love to livs there, but there is no space
  • thermalboyz
    thermalboyz Posts: 27 Forumite
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    I have few simple questions regarding marriage allowance and wondering if anyone has a similar situation can help.

    I previously within the allowance (Previous Job), then I changed job in 2017 (but i am over the allowance), this year since HMRC increasing the allowance I might be able to adjust it to be within the allowance range.

    Questions-
    1) Do car allowance included in the total calculation of eligibility?
    2) Can I adjust (salary sacrifice) pension % to make it within the range?
    3) I had it in 2016/17 (before career change), Not in 2017/18 (after career changed), now 2018/19, do I need to enrol again if I am below £46,350?

    Thank you very much and if i can make it work it will be extra cash contributed to my pension pot + extra Tax free savings.
  • Consumerist
    Consumerist Posts: 6,310 Forumite
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    thermalboyz wrote: »
    I have few simple questions regarding marriage allowance and wondering if anyone has a similar situation can help.

    I previously within the allowance (Previous Job), then I changed job in 2017 (but i am over the allowance), this year since HMRC increasing the allowance I might be able to adjust it to be within the allowance range.

    Questions-
    1) Do car allowance included in the total calculation of eligibility?
    2) Can I adjust (salary sacrifice) pension % to make it within the range?
    3) I had it in 2016/17 (before career change), Not in 2017/18 (after career changed), now 2018/19, do I need to enrol again if I am below £46,350?

    Thank you very much and if i can make it work it will be extra cash contributed to my pension pot + extra Tax free savings.
    As I understand it:-
    1) The benefit of a company car is included in your taxable income
    2) Additional contributions to your pension will reduce your taxable income
    3) Not sure. It would be wise to apply again and wait for HMRC to tell you whether it was necessary.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
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