Lloyds Confusion & Amex/Avios 6 month rule
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BakerBoy
Posts: 186 Forumite
Hi All, I've been a cardholder of the Lloyds Amex Duo since 2009 and am a little confused regarding the changes at Lloyds. The Lloyds website still calls my account Duo, and I know that they are slashing rewards as outlined by MSE Karl here:
https://forums.moneysavingexpert.com/showthread.php?t=5879841&highlight=avios
But I don't know if this applies to the duo accounts. Can anyone clarify for me?
Also, If I were in the market for a new Amex, and wanted to pick up several thousand extra Avios to boot, it would appear that Amex will not allow anyone the joining bonus if they have held membership rewards Amex cards for the six months prior to application.
I have the Amex/Mastercard Lloyds duo with a fairly chunky credit limit, which is useful. I have a Tesco Mastercard with a fairly pathetic limit, which they have refused to increase several times. So how would MSEs here suggest I maximise my Avios collecting? Should I apply for a card in the interim and leave Amex for six months, in the hope that there will be a decent joining bonus when I'm eligible again?
Thanks for reading, and thanks in advance for your answers! Jon
https://forums.moneysavingexpert.com/showthread.php?t=5879841&highlight=avios
But I don't know if this applies to the duo accounts. Can anyone clarify for me?
Also, If I were in the market for a new Amex, and wanted to pick up several thousand extra Avios to boot, it would appear that Amex will not allow anyone the joining bonus if they have held membership rewards Amex cards for the six months prior to application.
I have the Amex/Mastercard Lloyds duo with a fairly chunky credit limit, which is useful. I have a Tesco Mastercard with a fairly pathetic limit, which they have refused to increase several times. So how would MSEs here suggest I maximise my Avios collecting? Should I apply for a card in the interim and leave Amex for six months, in the hope that there will be a decent joining bonus when I'm eligible again?
Thanks for reading, and thanks in advance for your answers! Jon
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Comments
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Yes it applies to the Duo accounts - shortly to be replaced by a single Mastercard with a lot fewer avios points per £ spent.0
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Thanks for the reply!0
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There is a referrals board for that - touting for referrals is not allowed anywhere but there. ThanksI’m a Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
Get a BA Amex card, use it for absolutely everything you buy. Anywhere that won't take Amex, use the Lloyds Mastercard.It's only rock 'n' roll ...0
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