PPI - declined

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  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    DAKOTA45 wrote: »
    Why do you say they 'never had it in the first place'?
    Clearly, regardless of your loans etc, if you never had PPI there will be no record of it..
  • DAKOTA45
    DAKOTA45 Posts: 592 Forumite
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    BoGoF wrote: »
    Dunno why you bother asking questions......you just do your own thing anyway.

    Fill your boots......nobody here cares either way.

    You sound just like my husband...:)
  • DAKOTA45
    DAKOTA45 Posts: 592 Forumite
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    Moneyineptitude wrote: »
    Clearly, regardless of your loans etc, if you never had PPI there will be no record of it..

    Just had a letter from Santander saying although there was PPI attached to the card, there is no evidence that I ever used it... which is weird as I still have some old till receipts from that card and I never, ever cleared balances in those days... Hmmm...
  • LABMAN
    LABMAN Posts: 1,659 Forumite
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    DAKOTA45 wrote: »
    Just had a letter from Santander saying although there was PPI attached to the card, there is no evidence that I ever used it... which is weird as I still have some old till receipts from that card and I never, ever cleared balances in those days... Hmmm...
    On a Sunday?...quite remarkable.
  • DAKOTA45
    DAKOTA45 Posts: 592 Forumite
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    LABMAN wrote: »
    On a Sunday?...quite remarkable.
    Haha! Yes... re-directed via a relative...:)
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    DAKOTA45 wrote: »
    Haha! Yes... re-directed via a relative...:)
    Nice swerve there! ;)

    Of course, it's entirely possible to have had credit card PPI without ever paying it.

    It's also entirely possible that you did pay and records no longer exist after so long...

    However, if you cannot find evidence of PPI payments from your own archive, both your complaint efforts and your posts here will remain utterly futile I'm afraid.

    You may be sceptical of the Bank's response, but the fact remains that you'll never know for sure one way or the other...
  • DAKOTA45
    DAKOTA45 Posts: 592 Forumite
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    Thanks... (I really did get the post redirected)...I don't suppose my till receipts are any good, then...?
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    DAKOTA45 wrote: »
    I don't suppose my till receipts are any good, then...?
    Till receipts only show that you made purchases using your card, not that you paid any insurance policy.
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