Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Thanks Beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 5,677 Forumite
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    Wow - seven PA surveys in one day! That's great! Sometimes they do make you work for them though like your brain teaser today! They're neglecting me again at the moment!

    Enjoy your Saturday tomorrow Hairy and the rest of your weekend.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • elizabethhull
    elizabethhull Posts: 765 Forumite
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    HairyHandofDartmoor wrote: »
    I went for my park walk today. I went a bit further than usual to increase my fitness and speed up (start) my weight loss. It was a bit dull weather-wise but the blossom on the trees and the wild flowers in the grass looked lovely :).

    I have had seven PA surveys today, you heard me, SEVEN! And one of them was for £5. The £5 one was a right brean teaser and had me solving mathematical equations and interpreting graphs for 50 minutes :eek:. I felt like I should get an exam certificate at the end :rotfl:.

    I'm delighted it's the bank holiday weekend :T. Tomorrow will be my usual Saturday saunter, on Sunday we're going to an NT place and Monday can be gardening and housework catch up :D.

    Hope everyone is having a good Friday :).

    Lovely weekend already, and all this beautiful sunshine, flowers, new leaves on the trees and sweet-smelling air is free !! I hope everyone gets the opportunity to enjoy at least some of it.
    I have washing on the line, lovely pink rhubarb just picked, and I did my daily word puzzle sitting outside in the sun.

    Happy Bank holiday w/e HHOD and enjoy your NT visit.
  • beanielou
    beanielou Posts: 90,296 Ambassador
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    Hope you enjoyed your SAturday saunter :0
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Seasidegal58 wrote: »
    Wow - seven PA surveys in one day! That's great! Sometimes they do make you work for them though like your brain teaser today! They're neglecting me again at the moment!

    Enjoy your Saturday tomorrow Hairy and the rest of your weekend.

    Thanks SSG :). Hopefully you'll get some surveys soon.
    elizabethhull wrote: »
    Lovely weekend already, and all this beautiful sunshine, flowers, new leaves on the trees and sweet-smelling air is free !! I hope everyone gets the opportunity to enjoy at least some of it.
    I have washing on the line, lovely pink rhubarb just picked, and I did my daily word puzzle sitting outside in the sun.

    Happy Bank holiday w/e HHOD and enjoy your NT visit.

    That sounds lovely Elizabeth :)


    beanielou wrote: »
    Hope you enjoyed your SAturday saunter :0

    Thanks Beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    edited 5 May 2018 at 9:08PM
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    I enjoyed my Saturday saunter today. DH was going to the pictures with DS1 to see Black Panther as they had half price tickets, so I got a lift. The film's not really my thing so I did my usual charity shop crawl.

    I got a book 'The Marriage Hearse' by Kate Ellis (£3 but it was brand new and filled a gap in my collection) , some bedding plants for the garden (Verbena £1.80), my latte (£2.65), and £6 ish in Mr T on fruit and cheese.

    Charity shops can be really fascinating places. In one there are some posh schoolboys who work there; they spend all their time moaning about their exams, b!!ch!ng about their classmates and ignoring the customers :rotfl:. Then in another charity shop there are some youngish people working there who look like they're doing community service and who also ignore the customers :rotfl:. It's quite a contrast!

    It was really warm and sunny today so I put some washing in the garden to dry. The neighbours were playing loud music and one of them (the dad?) was dancing around the garden in a spiderman costume :rotfl:.

    Apart from two loads of laundry I haven't done much else :D.

    I hope everyone is having a great Saturday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 21,288 Forumite
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    Loving the sun today HH :) Glad you had a productive wander.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Thanks SA, glad you're enjoying the sun :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    Hope you've had a lovely weekend HH

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 19,120 Forumite
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    Hope you are having a good weekend :)
    "If you can dream it, you can do it". Walt Disney
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