Renting a room with a housing association when I get married

Options
Hi all

I am a housing association resident in London, UK and I have just been given a secure tenancy, I am due to get married in October and me and my partner obviously want to live together. My place is too small and her place is too far as I have just started a new job, so we talked about finding somewhere in between.

I am keen to keep my current property - but not to make money. I am one year our of long term rehab and want to have it initally as a safety net for a few months

Now, I know that I am not allowed to sublet, but I know I am able to rent a room through the goverment scheme. Would it be poosible for me to rent a room out but stay with my parnter regulalry at a new place but still be registered at my current address.

Thanks
«13

Comments

  • kingfisherblue
    kingfisherblue Posts: 9,203 Forumite
    Name Dropper First Anniversary First Post Xmas Saver!
    Options
    alexsings wrote: »
    Hi all

    I am a housing association resident in London, UK and I have just been given a secure tenancy, I am due to get married in October and me and my partner obviously want to live together. My place is too small and her place is too far as I have just started a new job, so we talked about finding somewhere in between.

    I am keen to keep my current property - but not to make money. I am one year our of long term rehab and want to have it initally as a safety net for a few months

    Now, I know that I am not allowed to sublet, but I know I am able to rent a room through the goverment scheme. Would it be poosible for me to rent a room out but stay with my parnter regulalry at a new place but still be registered at my current address.

    Thanks


    Would the new address also be social housing? It seems unfair to hang onto a tenancy in a city where housing is limited. Couldn't you transfer the secure tenancy to a different property?


    Regarding the Rent-A-Room scheme, I suppose it depends on how often you mean by 'regularly'. If you mean that you will spend more time with your partner than at your registered address, then I would imagine that you are not within the rules of the scheme. After all, a lodger tends to live in the same house as their landlord, but if you are regularly elsewhere, it's not quite the same.


    Where would you pay council tax? And are there any implications for benefits? If, for example, you receive housing benefit, wouldn't you have to stay in your registered house to fulfil the terms of receiving HB?
  • alexsings
    alexsings Posts: 9 Forumite
    edited 15 July 2018 at 6:32PM
    Options
    I have tried homeswapper but no luck yet. No the new place would be private.

    I would pay council tax at my current address and the new place would be in her name only.. Yes, I would be t the new place more than the current place.

    I dont want to keep the place for long. I guess that as I am only a year out of rehab I am a little nervous about the wedding that I am overly worrying.

    I am not trying to make money or be greddy. I am just trying to do the right thing ( hence asking for clarification ) and also keep myself safe after 2 years homeless prior to rehab. I think I am a llittle worried that if things dont work out then I am in a difficult position.

    Thanks for the input.
  • CIS
    CIS Posts: 12,260 Forumite
    Name Dropper First Post First Anniversary
    Options
    There's nothing within council tax legislation which specifically prevents you having separate homes but expect the council to query the situation once they become aware.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • tealady
    tealady Posts: 3,743 Forumite
    Name Dropper First Post First Anniversary Mortgage-free Glee!
    Options
    I would check your tenancy agreement to see if your HA allows subletting.
    If they don't and you still go ahead then they could consider evicting you for breech of tenancy.
    Why not just ask the HA if they would offer you a larger property when you marry.
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • fibonarchie
    fibonarchie Posts: 975 Forumite
    Options
    tealady wrote: »
    Why not just ask the HA if they would offer you a larger property when you marry.

    I could be wrong but I think a couple are entitled to a one-bedroom flat, so unless the OP is living somewhere smaller than a one-bed they'll be unlikely to be able to swap it for anywhere larger.

    You are right though, OP, do keep your flat, as an assured tenancy is as rare as hens teeth these days.

    People who don't live in the south east might not be aware that private rental in London costs an arm and a leg!! :eek: We're talking about £300 a week for a tiny flat.

    So if you need to live in or near London, whatever you do, make sure you hang on to your current social housing property :)
    Signature Removed by Forum Team ..thanks to somebody reporting a witty and decades-old Kenny Everett quote as 'offensive'!!
  • maman
    maman Posts: 28,589 Forumite
    Name Dropper First Anniversary First Post
    Options
    I could be wrong but I think a couple are entitled to a one-bedroom flat, so unless the OP is living somewhere smaller than a one-bed they'll be unlikely to be able to swap it for anywhere larger.

    You are right though, OP, do keep your flat, as an assured tenancy is as rare as hens teeth these days.

    People who don't live in the south east might not be aware that private rental in London costs an arm and a leg!! :eek: We're talking about £300 a week for a tiny flat.

    So if you need to live in or near London, whatever you do, make sure you hang on to your current social housing property :)


    I know what you're saying is correct about tenancies, rents etc. I can also understand that OP wants to not 'burn bridges' too soon but that's not really the point.


    What's being suggested sounds like sailing extremely close to the wind as far as the purpose of social housing is concerned. If the property is too small for him to live in with his future wife, how come it's big enough to have a spare room to rent out? Surely if OP lives elsewhere the majority of the time then the council would look at that as a signal that he doesn't need the property any longer.


    I think the best advice is to read the tenancy agreement thoroughly. If hanging on to the tenancy is a priority then perhaps delay the wedding.
  • fibonarchie
    fibonarchie Posts: 975 Forumite
    Options
    maman wrote: »
    I know what you're saying is correct about tenancies, rents etc. I can also understand that OP wants to not 'burn bridges' too soon but that's not really the point.


    What's being suggested sounds like sailing extremely close to the wind as far as the purpose of social housing is concerned. If the property is too small for him to live in with his future wife, how come it's big enough to have a spare room to rent out? Surely if OP lives elsewhere the majority of the time then the council would look at that as a signal that he doesn't need the property any longer.


    I think the best advice is to read the tenancy agreement thoroughly. If hanging on to the tenancy is a priority then perhaps delay the wedding.

    I would imagine it's a not-very-big one bedroom flat. So.. big enough as far as the council or HA are concerned, but not big enough to house his and her belongings, etc. (I can't imagine he's got a 2 bedroom flat, being a single male with no kids?)
    Signature Removed by Forum Team ..thanks to somebody reporting a witty and decades-old Kenny Everett quote as 'offensive'!!
  • Tabbytabitha
    Tabbytabitha Posts: 4,684 Forumite
    First Anniversary
    Options
    I would imagine it's a not-very-big one bedroom flat. So.. big enough as far as the council or HA are concerned, but not big enough to house his and her belongings, etc. (I can't imagine he's got a 2 bedroom flat, being a single male with no kids?)

    Plenty of couples in the London area share a room in a house/flat share or rent a bedsit/studio. For many of them a 1 bed flat would be a luxury, however small it was.
  • fibonarchie
    fibonarchie Posts: 975 Forumite
    Options
    Plenty of couples in the London area share a room in a house/flat share or rent a bedsit/studio. For many of them a 1 bed flat would be a luxury, however small it was.

    Oh yes, I'm not denying that, but OP has said it's too small for them both.
    Signature Removed by Forum Team ..thanks to somebody reporting a witty and decades-old Kenny Everett quote as 'offensive'!!
  • HampshireH
    HampshireH Posts: 4,480 Forumite
    First Anniversary Name Dropper First Post
    Options
    OP cannot use the rent a room scheme on a 1 bed flat in social housing. Renting out a 1 bed in a 1bed property is subletting.

    OP do you pay your own rent?

    I am struggling to understand how you will afford the rent on a private rental and social housing. Also if you can afford this & declared it when you were recently housed then your unlikely to fall into the bracket of needing social housing.

    Your tenancy will most likely state that your home ahould be your primary residence. Not being so puts you in breach and at risk of eviction (not something you want holding you down in the future)

    If your claiming any benefits and not paying the rent yourself then these will stop.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards