1 debt vs 100 days chapter 27

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  • obay
    obay Posts: 570 Forumite
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    Calling14 wrote: »
    Healthy nudge then :beer:

    All supportive on here. I need to get back on track as my car needs pennies spending on it next. :(

    :( I feel for you. We had a car crash on our wedding anniversary. We had just paid the finance off unfortunately our GAP didn’t let us as there was no finance on it lol :(

    I know how you feel and I hate cars!
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Posts: 570 Forumite
    edited 5 November 2017 at 10:18PM
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    Just put another £50 on my sofa's bringing me up to £423.01 as an overpayment, I have £499.97 left, my DD for my sofa's don't process until Monday as the 4th was Saturday.

    That'll be £474.97 left after that's updated! :)

    I’m hoping to pay a further £200 tomorrow as well... here’s hoping!
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Posts: 570 Forumite
    edited 6 November 2017 at 10:43AM
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    Grr! I am really wanting to pull the gun to pay this agreement off but I don't want to be left with little to no cash... :(:(

    What do I do? It's not costing me anything as it's at 0%, but it was just the cheapest debt to pay off at the time.
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Posts: 570 Forumite
    Options
    £274.93 left to pay on this agreement, I just requested giro's from Barclays so I can begin this. Very happy so far. Should have a new order in on work this week so should be able to completely finish it! :)
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • SamSam17
    SamSam17 Posts: 92 Forumite
    First Anniversary First Post
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    [strike]1) Debt 1: £350[/strike]
    2) Debt 2: £200
    3) Debt 3: [strike]£1000[/strike]£100
    4) Debt 4: £550/£1000

    Paid off another £900 bringing my remaining debt for this competition £850. :T:T
  • obay
    obay Posts: 570 Forumite
    Options
    SamSam17 wrote: »
    [strike]1) Debt 1: £350[/strike]
    2) Debt 2: £200
    3) Debt 3: [strike]£1000[/strike]£100
    4) Debt 4: £550/£1000

    Paid off another £900 bringing my remaining debt for this competition £850. :T:T


    Well done you! You are doing so well!! :)

    I've not paid anything else towards my debt only brought it down to £250 yesterday. So close to it. Bank giros are on the way to go and pay my Boiler next.
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Posts: 570 Forumite
    Options
    Aha, just had 10 letters from this agreement for the sofa's about the over payments :P
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Posts: 570 Forumite
    edited 7 November 2017 at 2:29PM
    Options
    OK! So the sofa's are legally mine now! No one is taking them! That last £250 was killing me so dipped into the emergency fund to clear it off!

    Quite happy with this one! That was the 0% paid off, one less agreement to pay off Banks 2, me 1!

    Saving of £25 a month back in my pocket, going to give it a rest for a week or so and will be back with the boiler agreement to get that paid off within the next few weeks!!

    Wondering how long it'll take to update my credit file!
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • Jenner
    Jenner Posts: 11 Forumite
    First Anniversary
    Options
    Still plodding away debt busting a £20 over payment made.Bringing me to £94/3218. Still waiting for the main payment to come out and i have a bit more to pay but its been a tight month with MOT etc so i'm waiting until payday before making anymore payments :)
    Windows 2548.50/3518.50
    CC1 2876.14/4100 - 0% Oct 2020
    CC2 0/2100 - 0% Nov 2019
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Name Dropper First Anniversary Photogenic First Post
    Options
    :jHiya gang:j

    Paid £138.61 off on Friday. Sure there was a reason I paid that amount but it's Monday and I really can't remember now:rotfl:

    Updates in my Signature. Thanks Amara.

    Keep going folks we can do this:T:T
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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