1 debt vs 100 days chapter 27

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  • arc2014
    arc2014 Forumite Posts: 194
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    Forumite
    Another £15 today takes me to £1177.16
  • Maple25
    Maple25 Forumite Posts: 4 Newbie
    Grrr, completely got my amount wrong :mad: :mad: It actually stands at £1,589.01.

    On the plus side, I've made my first payment of £5.70 towards it, so I'm at £5.70/£1,589.01
  • obay
    obay Forumite Posts: 570 Forumite
    edited 2 November 2017 at 8:21AM
    Applied another £50 to my sofa' finance bringing me to a grand total of £750 now instead of £923.

    I also sent £7.12 to my mortgage as well so I can round it off to £145,990. :)

    My normal interest-free payment of £25 will come out tomorrow from my account. So will bring me to £725 - I am waiting for some payments to come through from work to see if I can send an additional £25 to round it down to £700.
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Forumite Posts: 570 Forumite
    I was supposed to pay £25 as an additional, but paid £50 instead (2 transactions by mistake!

    Anyways, £675 now.
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • obay
    obay Forumite Posts: 570 Forumite
    Another £74.99 to my sofa finance bringing it down to £600... £322.99 paid so far... 28% paid to date (in 4 days...) that's 1 year and 1 month shaved off my total (4-year deal..)
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • Amara
    Amara Forumite Posts: 2,164
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Hi everyone!
    Yoou're all doing so great!
    With half-term out of the way I can save money again, though one five years old boy will try to persuade me to spend on Bonfire Night . In the meantime, £120 from me.
  • obay
    obay Forumite Posts: 570 Forumite
    edited 3 November 2017 at 11:22AM
    I've put another £50 towards my sofa finance.

    I'm at £549.99 now, my payment is not due today, but tomorrow which is another £25. Should be at £525 tomorrow - Will see if I can get some more cash today.

    Getting close to putting the full amount on the account (I will more than likely send the final bit once I have cleared a few £££ more.)

    Should be around the £400 mark where I decide it'll be worth clearing it completely.

    Then I can start destroying my Barclays Boiler agreement (18.9%!) But as the sofa's was the lowest amount I decided to kill this one 1st.

    I've paid £373.01 towards my sofa's within the last week, my starting amount was £923.

    Once I paid this off I have saved £75/mo since September. Which is impressive. The boiler would then be £47 saved meaning I'd save £122/month(if I ever get it paid off..) - After that would be our car which costs us £193/month.

    On top of that we're getting rid of Sky, £31/month for basic TV sort of sucks - Which ends in February
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • Calling14
    Calling14 Forumite Posts: 3,498
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Obay - wow putting me to shame.

    Gone off the boil lately with debt busting. This month learn't my lesson trying to clear my c. one card which I usually pay off each month. Emptied all my bank accounts today and paid £235 they are not getting any interest out of me. Also paid £50 to my virgin cc and £20.25 to Sainsbobs. Total paid £305.25 and result £2 in my bank until next week so that's me grounded.

    £907.25/£2000

    Thanks Amara for the birthday wishes. Sorry been hectic so haven't been on here as much as normal.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • obay
    obay Forumite Posts: 570 Forumite
    Calling14 wrote: »
    Obay - wow putting me to shame.

    Gone off the boil lately with debt busting. This month learn't my lesson trying to clear my c. one card which I usually pay off each month. Emptied all my bank accounts today and paid £235 they are not getting any interest out of me. Also paid £50 to my virgin cc and £20.25 to Sainsbobs. Total paid £305.25 and result £2 in my bank until next week so that's me grounded.

    £907.25/£2000

    Thanks Amara for the birthday wishes. Sorry been hectic so haven't been on here as much as normal.

    Not putting anyone to shame! I don't want anyone to think like that! :) Let's all get debt free! It's the beginning of the month so a lot of surpluses left over from my company so just shoving what I can before I need to start saving to pay my mortgage!! :)
    [STRIKE]1/12/16 - £152,599.00 [/STRIKE]
    [STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
    11/11/18 - £142,074.00
    Barclays Car (5.99%)£0/£8,832.37
  • Calling14
    Calling14 Forumite Posts: 3,498
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    obay wrote: »
    Not putting anyone to shame! I don't want anyone to think like that! :) Let's all get debt free! It's the beginning of the month so a lot of surpluses left over from my company so just shoving what I can before I need to start saving to pay my mortgage!! :)

    Healthy nudge then :beer:

    All supportive on here. I need to get back on track as my car needs pennies spending on it next. :(
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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