I want to believe I can do this!

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  • pidge04
    pidge04 Posts: 792 Forumite
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    Sobl00dyblonde wrote: »
    I've just caught up and you seem to be making brilliant progress, I bet it'll be exciting to be paid weekly for the summer job, it'll get those balances going down nice and regularly.

    Have a good (and cheap!) weekend :)

    Thank you for kind motivating words!
    At the moment, I do not have as much work as I had hoped for but it is the start of the summer so that might change. Hopefully!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    July-August payday

    Not looking good.
    I have about £1600 coming in from my salary. I want to use the extra income I will earn on my debts.

    Rent and bills £550
    Hoover and beds/mattresses £50
    Car bills £100
    Car £165
    Loan £227
    Professional insurance £40
    Professional fees £20
    Car insurance £25
    Car tax £20
    Hair £25
    Other appointment £20
    OD Fee £13
    Phone £17
    2 tyres £100
    Presents £20
    CC1 £100
    CC2 £100
    CC3 £80

    Sums do not quite add up though ....
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    I think that lot comes to £1600 but I see I have left out petrol And it is the school holiday. We have our food money ready for the month.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    Wish I could cancel my hair cut.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    You might find this very hard to believe but my husband is actually going on holiday for a month so I will say that he really needs to leave some money/maintenance for our child for the month.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    I am going to make it my mission to start doing surveys.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    I have done 3 surveys this morning.
    Thinking about options for boosting my income over the autumn/winter.
    If I could pay £350 off my HSBC credit card, I would be free of it in 6 months.
    I would totally be up for working 2 jobs for 6 months to bust it.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    Pay day! Paid £220 off credit card debt. Such a feeling of relief to see the figure go down.

    I got some more work for the summer yesterday so that will be an extra £250 I will earn. Thank goodness.

    First day of the school holiday. I am staying in all day tidying/cleaning/sorting out etc.
    My parents are looking after DC. A non-spend day.

    Feeling positive!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • Sobl00dyblonde
    Sobl00dyblonde Posts: 17 Forumite
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    I'm glad the summer work is starting to come through now, that's really good news :T
    CC1 £993.34 - £0.00
    CC2 £4,409.78 - £2,600.00
    OD £850 - £100
    Total Debt £6,253.12 Total Paid Off £3,553.12 Total Remaining £2,700.00
  • pidge04
    pidge04 Posts: 792 Forumite
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    I think it is time to review the goals I set myself for August.

    By August, Barclaycard will be £1999. It amounts to £1302 split across 2 cards now.

    By August, HSBC will be £2400. It is now £2299.

    By August, loan will be £5462. It is £5462.

    By August, car service will be complete. It is complete.

    By August, car finance will be £120 a month. Not achieved.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
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