The Last Furlong

Sunshine_girl2
Sunshine_girl2 Posts: 2,728 Forumite
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in Debt free diaries
Been round these parts before , just want a home now for the final push to be debt free . Not putting a definite date on it , but roughly around Summer 2020 would be good.

I have around £2900 left to go ,not a lot in the scheme of things but enough to keep me on with the budgeting and being careful with the spends . Have learnt lots of useful tips and used advice from these forums over the past while.

Here's to getting the Sunshine girl over the finishing line :beer:
Debt free April 26th 2021

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Comments

  • mark55man
    mark55man Posts: 7,924 Forumite
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    Hello. First time I've been second post I think. I'll be with you for the journey. Small debts can be remarkably persistent but I'm sure with a bit of time and some NSD's you'll get there
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Good luck on your debt free mission Sunshine Girl. I've subscribed :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2
    Sunshine_girl2 Posts: 2,728 Forumite
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    Thank mark88man and HHOD .

    Tonight I have renewed my house insurance via Quidco £49.22 and 22.48 cash back. That will do me , have paid in full.
    Debt free April 26th 2021

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    That's a good amount of cashback. Is that insurance for twelve months?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2
    Sunshine_girl2 Posts: 2,728 Forumite
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    Yes it's only contents , don't need buildings it comes with the maintenance fee on the flat block.
    Debt free April 26th 2021

  • Willowtree222
    Willowtree222 Posts: 7,696 Forumite
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    Hi,

    Subscribing. Hope you are ok. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sunshine_girl2
    Sunshine_girl2 Posts: 2,728 Forumite
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    Another beautiful sunny morning, it's been a lovely week. Tomorrow I am de cluttering my wardrobe , and hoping to get a capsule wardrobe for the summer. I am sure I will have lots of stuff to put on eBay.

    I find if I have too many clothes I just go for the same things all the time .

    Hoping for NSD 5 today .
    Debt free April 26th 2021

  • Willowtree222
    Willowtree222 Posts: 7,696 Forumite
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    i'm hoping for three next week. Not doing so well with NSDs at the minute xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Sunshine_girl2 wrote: »
    Another beautiful sunny morning, it's been a lovely week. Tomorrow I am de cluttering my wardrobe , and hoping to get a capsule wardrobe for the summer. I am sure I will have lots of stuff to put on eBay.

    I find if I have too many clothes I just go for the same things all the time .

    Hoping for NSD 5 today .

    Good luck with the de-cluttering. I love the idea of a capsule wardrobe :). I do try to stick to certain classic styles and colours that I know suit me, won't date quickly and that are good for mixing and matching.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 5,677 Forumite
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    Hi there - good luck with the final furlong - I've subscribed.


    Nothing like a good old pared down wardrobe - I sorted a few things out myself last weekend - couple of pairs of trousers that was slightly too small initially but now fit - however I found that I didn't really care for them anymore! Off to the charity shop they went!


    Have a good weekend Sunshine. Are you up to anything special apart from the de-cluttering?
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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