We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
our forever patch challenge
Comments
-
in money saving news, ive meal planned for the next week, so only small top up shop required mid/end of week, and i have saved £15 worth of morrisons vouchers, so im hoping they will cover a few essentials later in the week
We have bought paint to finish landing, and do our bedroom. We plan to have all diy/decorating/new kitchen /carpets completed for june 2016 in readiness for putting it on the market.
I'm planning a money saving couple of weeks, watching the pennies, to hopefully help with paying for our divan/paint expenses that were extra this month.
Getting work clothes ironed, pack up done in readiness of a new week, hope to get 2/3 gym sessions in this week, and stick to my lower calorie intake, as frustratingly the weight isnt shifting, its so annoying :mad:
Have a lovely evening everyone!
Sammy x:) current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260 -
Which part of the country will you move to?0
-
Hi Alchemilla! we plan to move to the edge of the pennines, we havent got any place set in stone yet, just a few yorkshire rural areas in mind. We are just going to start looking as soon as we have seen a broker, and know how much we can borrow in early summer 2016.
Today ive had a NSD, stuck to diet (no fatty treats!), and one zumba class done in my quest to get rid of the love handles !current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260 -
grrr:mad: missed today's gym class, bed delivery was late!
Money saving news- got £21 worth of shopping (essential top up shop)for £6 at morrisons, as i used 3x £5 vouchers i had saved :T
Stuck to meal plan, and ive made a meal plan up to 23rd using mainly freezer/fridge/cupboard contents, planning mini top up shops twice a week for milk/bread/fruit/any other essentials.
Early night for me now- up early for work in the morning!:):):) current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260 -
Wow you have smashed that mortgage!! Im so excited for you, the country step should be amazing! Not sure I could hold off until 2016, but I am a strange combination of obsessive/undecided with most things I do!
I will look into Premium bonds, was thinking about putting some money into moneycircle or something similiar but I dont have much and dont want to lose any, therefore premium bonds could work!
Best of luck!
Jodles
MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
0 -
Thanks for dropping by jodles! im really looking forward to our move, i cant wait! but we are sticking to our financial plan, to make the move as smooth as possible, and get as much property for our money we can!:):j
I think premium bonds are great for saving , you have the excitement of a possible win to keep you going, instant access if an emergency happens, and can add from a £100 a month upwards each month, each individual can now hold £50,000 tax free each, and your money is safe.
On my money saving for today, ive bought £59 worth of chocolate bars and crisps, to start a little tuck shop at work, im going to see if it makes enough to make it worth while. ill give it till xmas, see if i can make a little extra for our move to the country fund current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260 -
Great idea on the tuck shop! :Ta penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
-
Thanks Pearle! sold £16 worth of chocolate and crisps already, not bad as £0.50p per bar, and £0.30p crisps! :j
i worked 5 hours overtime this week, so a little extra for our country dream fund :beer:
Stuck to meal plan . and this week lost 3lb on my diet! :j
Ive got a busy weekend, my saturday morning to work, then houswork, followed by trip to do a few jobs for the oldies, hopefully we can have a little us time in the evening, scary dvd, homemade takeaway , and treat night, with lots of snuggles
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260 -
Back to work today after a weekend that flew by! managed some snuggle time with my lovely husband, had our dvd and treat night
Not a lot happening this week on money saving, next week is our pay days, and we have a long weekend planned at the end of the month, im thinking about treating us to a night away..:lovethougcurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260 -
Two classes done this week so far, so fat fighting going ok
£32.50 claimed back from westfield for dentist cost last week, thats going into savings
Tuck shop doing ok, im hoping to make £25 a week profit, think will do that this week, i will monitor it, any profit going straight to smallholding savings :j
Thats all to report for today ! x:):)x Sammycurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 17/12/25 - £93,000
2026 challenge- get mortgage balance to £65,000 by new years eve 2026.
Save £20,000 in ISA for pension pot
Paid mortgage off in full 27/02/20260
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards