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Great news sammy :]
My new kitchen has been in now for 2-3 weeks love it has changed the house big time aint payed for it yet tho but will be a crazy expensive month grrrr
every bit of work will be worth it enjoy :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
I hate the turmoil of diy :mad:
Electrics and gas sorted, had minor hiccough where the gas man found fault with our boiler, instead of letting us know, slapped sticker on it saying don't use, and !!!!!!ed off! after me hitting the roof with the kitchen company, as to why when id specifically stated any problem ring me straight away , i walk in from work to find a bit of paper condemning the boiler as unsafe, he came back and sorted it, it need a £20 part replacing! what a load of stress for no reason!:mad:
Day 2 of the kitchen, i found they had forgot to plug my small freezer back in, so though it werent mega full, still down by approx £80-£100.. i will be having more words with the company..:mad:
Today all gone to plan thank god, and the plastering is complete, has to dry for a few days before they fit our new kitchen..:jcurrent official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
Sammy i know all to well your frustrations
Think of it like this dont expect nothing becouse a lot of people wont bother to think about things we do in our own homes
I live 4-5 streets from the house i bought and every day/night i go round to make sure its ok
iv gone over and
lights have been left on
door been left open
radio been left on
mess not cleaned up
And these are nice enough guys but end of shift/day they just don't think iv had a word with everyone over the last few weeks haha just dont get stressed or frustrated expect the worst anything else is a bonusMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
I like your thinking Lucky! i will try it...
Called yesterday to find out next weeks schedule for fitting kitchen, was told lady who sorts this is in between 9-12 today and to call back then.. called this morning, no answer, left message.. left it and just called again, same man i spoke to yesterday said he got message, and that the lady is out, back at 12?? and she will call me then..
Anyway, not to worry , its hubby's birthday today, cant do a lot as no kitchen to cook/decorate with banner etc, so quiet snuggle with dvd tonight and a few treats, we have to get the paint to do the kitchen tomorrow..
Its our 2nd wedding anniversary tomorrow, painting the kitchen will be a romantic way to spend the day LOLcurrent official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
We have painted the kitchen, the company have just dropped off the units etc, just waiting for the kitchen fitter to arrive
Pay day yesterday, £1500 of premium bonds bought, and £1200 overpayment to the loan we got for the diy/kitchen, we plan to clear this by April, it was for 7 years, lol:rotfl: I love a challenge :T
I cant wait to get everything back to normal, so i can cook/prepare food, do a menu plan and get back into saving.
Hubby had £300 of vouchers given from work for long service, we have converted these to m&s vouchers, which we plan to use over the next few weeks for meat, fruit etc to save on our outgoings for food shop, the money saved will cover extra expenses , skip, kennels etc while kitchen being fittedcurrent official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
Well, the kitchen is complete, and looks fantastic:j
Cooked our first meal in it last night, some lovely M&S goodies bought with vouchers, fridge and freezer full, and enough vouchers left still to cover meals till the end on the month at least! so only tiny top up shop needed each week for the rest of the month:T
we are having the new blind fitted tuesday, and new vinyl flooring in the kitchen, and new stairs and living room carpet fitted Friday, so hubby getting all painting finished in these areas this week:)
Its all coming together, lets hope someone loves it when it goes on the market early 2016 :rotfl:
All costs are covered, so i can get back stuck in to saving and getting the diy loan cleared!! We have had a busy, hectic, but productive week off work, back monday:(
Have a lovely weekend everyone, we have just about got the house straight, and we are going to have shower, early night with dvd , we are both shatteredcurrent official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
Back to work yesterday
Bloomin blind people called to say man had called in sick, so rescheduled to fit blind tommorow, i was grumpy with lady on phone, i was looking forward to my new blind!:(
Ive just done early budget for payday, and we will be able to make another at least £1250 payment off loan, and £1500 to p.bonds! no winnings this month from them, so fingers crossed for November draw :)
Worked out meal plan/budget for the rest of the month, i keep on top of this to save as much as possible, the small savings really do add up!:)current official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
Feel better today, my lovely new kitchen blind is now fitted!
Looking forward to the last episode of Dr Foster tonite on bbc, snuggle up with cup o tea to watch that at 9pmcurrent official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
our new carpets and vinyl flooring were all fitted today :j
We only have small jobs to do now before putting the house on the market in February/March 2016 :j
Money saving- no spends today, freezer groaning with food, only small shop tommorow :T
Its all coming together! :Tcurrent official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0 -
ive just finished house tidy, after morning at work, phew:(
Now its relaxation time :j ive got all the ingredients for our curry night defrosting in my sparkly kitchen, tesco shop coming 7ish tonite with our treats, bar cadbusrys for me, and fresh cream scone for my lovely husband
We are just getting ready to take doggy for a walk in the country first to earn our treats, then back for tea, bath, and snuggle up in front of a scary dvd with my husband who i love to bits! a perfect evening!
Have a lovely weekend everyone!!:):):)current official end date of mortgage= 2037-aiming for 2030. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 01/04/24 - £133,477.09. 2024 challenge- get mortgage balance to £115,000 by xmas eve 2024, and a years outgoings in premium bonds again
Make £13,968.47 in overpayments in 2024,save £15,000 for water system0
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